LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,211
−HK$1,580/mo
▼ 0.25% · 3.875%
HK$25,995
−HK$796/mo
Today · 4.125%
HK$26,791
baseline
▲ 0.50% · 4.625%
HK$28,422
+HK$1,631/mo
Deposit HK$5.53M · loan HK$5.53M · min. income ≈ HK$53,582/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$414,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,046
−HK$1,516/mo
▼ 0.25% · 3.875%
HK$28,799
−HK$763/mo
Today · 4.125%
HK$29,562
baseline
▲ 0.50% · 4.625%
HK$31,120
+HK$1,558/mo
Deposit HK$5.53M · loan HK$5.53M · min. income ≈ HK$59,124/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$414,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,253
−HK$1,897/mo
▼ 0.25% · 3.875%
HK$31,194
−HK$956/mo
Today · 4.125%
HK$32,150
baseline
▲ 0.50% · 4.625%
HK$34,106
+HK$1,956/mo
Deposit HK$4.42M · loan HK$6.63M · min. income ≈ HK$64,300/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$414,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,656
−HK$1,818/mo
▼ 0.25% · 3.875%
HK$34,558
−HK$916/mo
Today · 4.125%
HK$35,474
baseline
▲ 0.50% · 4.625%
HK$37,344
+HK$1,870/mo
Deposit HK$4.42M · loan HK$6.63M · min. income ≈ HK$70,948/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$414,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,295
−HK$2,213/mo
▼ 0.25% · 3.875%
HK$36,393
−HK$1,115/mo
Today · 4.125%
HK$37,508
baseline
▲ 0.50% · 4.625%
HK$39,790
+HK$2,282/mo
Deposit HK$3.32M · loan HK$7.74M · min. income ≈ HK$75,016/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$414,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,265
−HK$2,121/mo
▼ 0.25% · 3.875%
HK$40,318
−HK$1,068/mo
Today · 4.125%
HK$41,386
baseline
▲ 0.50% · 4.625%
HK$43,568
+HK$2,182/mo
Deposit HK$3.32M · loan HK$7.74M · min. income ≈ HK$82,772/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$414,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,379
−HK$2,846/mo
▼ 0.25% · 3.875%
HK$46,791
−HK$1,434/mo
Today · 4.125%
HK$48,225
baseline
▲ 0.50% · 4.625%
HK$51,159
+HK$2,934/mo
Deposit HK$1.11M · loan HK$9.95M · min. income ≈ HK$96,450/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$414,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,484
−HK$2,727/mo
▼ 0.25% · 3.875%
HK$51,838
−HK$1,373/mo
Today · 4.125%
HK$53,211
baseline
▲ 0.50% · 4.625%
HK$56,016
+HK$2,805/mo
Deposit HK$1.11M · loan HK$9.95M · min. income ≈ HK$106,422/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$414,601 · Scale 2, in force from 26 Feb 2026)