LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,211
−HK$1,581/mo
▼ 0.25% · 3.875%
HK$25,995
−HK$797/mo
Today · 4.125%
HK$26,792
baseline
▲ 0.50% · 4.625%
HK$28,422
+HK$1,630/mo
Deposit HK$5.53M · loan HK$5.53M · min. income ≈ HK$53,584/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$414,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,047
−HK$1,515/mo
▼ 0.25% · 3.875%
HK$28,799
−HK$763/mo
Today · 4.125%
HK$29,562
baseline
▲ 0.50% · 4.625%
HK$31,120
+HK$1,558/mo
Deposit HK$5.53M · loan HK$5.53M · min. income ≈ HK$59,124/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$414,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,253
−HK$1,897/mo
▼ 0.25% · 3.875%
HK$31,194
−HK$956/mo
Today · 4.125%
HK$32,150
baseline
▲ 0.50% · 4.625%
HK$34,106
+HK$1,956/mo
Deposit HK$4.42M · loan HK$6.63M · min. income ≈ HK$64,300/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$414,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,656
−HK$1,819/mo
▼ 0.25% · 3.875%
HK$34,559
−HK$916/mo
Today · 4.125%
HK$35,475
baseline
▲ 0.50% · 4.625%
HK$37,344
+HK$1,869/mo
Deposit HK$4.42M · loan HK$6.63M · min. income ≈ HK$70,950/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$414,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,295
−HK$2,214/mo
▼ 0.25% · 3.875%
HK$36,393
−HK$1,116/mo
Today · 4.125%
HK$37,509
baseline
▲ 0.50% · 4.625%
HK$39,791
+HK$2,282/mo
Deposit HK$3.32M · loan HK$7.74M · min. income ≈ HK$75,018/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$414,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,266
−HK$2,121/mo
▼ 0.25% · 3.875%
HK$40,319
−HK$1,068/mo
Today · 4.125%
HK$41,387
baseline
▲ 0.50% · 4.625%
HK$43,569
+HK$2,182/mo
Deposit HK$3.32M · loan HK$7.74M · min. income ≈ HK$82,774/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$414,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,380
−HK$2,845/mo
▼ 0.25% · 3.875%
HK$46,791
−HK$1,434/mo
Today · 4.125%
HK$48,225
baseline
▲ 0.50% · 4.625%
HK$51,160
+HK$2,935/mo
Deposit HK$1.11M · loan HK$9.95M · min. income ≈ HK$96,450/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$414,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,484
−HK$2,728/mo
▼ 0.25% · 3.875%
HK$51,838
−HK$1,374/mo
Today · 4.125%
HK$53,212
baseline
▲ 0.50% · 4.625%
HK$56,017
+HK$2,805/mo
Deposit HK$1.11M · loan HK$9.95M · min. income ≈ HK$106,424/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$414,606 · Scale 2, in force from 26 Feb 2026)