LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,217
−HK$1,582/mo
▼ 0.25% · 3.875%
HK$26,002
−HK$797/mo
Today · 4.125%
HK$26,799
baseline
▲ 0.50% · 4.625%
HK$28,429
+HK$1,630/mo
Deposit HK$5.53M · loan HK$5.53M · min. income ≈ HK$53,598/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$414,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,054
−HK$1,516/mo
▼ 0.25% · 3.875%
HK$28,807
−HK$763/mo
Today · 4.125%
HK$29,570
baseline
▲ 0.50% · 4.625%
HK$31,128
+HK$1,558/mo
Deposit HK$5.53M · loan HK$5.53M · min. income ≈ HK$59,140/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$414,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,261
−HK$1,898/mo
▼ 0.25% · 3.875%
HK$31,202
−HK$957/mo
Today · 4.125%
HK$32,159
baseline
▲ 0.50% · 4.625%
HK$34,115
+HK$1,956/mo
Deposit HK$4.42M · loan HK$6.64M · min. income ≈ HK$64,318/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$414,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,665
−HK$1,819/mo
▼ 0.25% · 3.875%
HK$34,568
−HK$916/mo
Today · 4.125%
HK$35,484
baseline
▲ 0.50% · 4.625%
HK$37,354
+HK$1,870/mo
Deposit HK$4.42M · loan HK$6.64M · min. income ≈ HK$70,968/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$414,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,304
−HK$2,214/mo
▼ 0.25% · 3.875%
HK$36,403
−HK$1,115/mo
Today · 4.125%
HK$37,518
baseline
▲ 0.50% · 4.625%
HK$39,801
+HK$2,283/mo
Deposit HK$3.32M · loan HK$7.74M · min. income ≈ HK$75,036/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$414,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,276
−HK$2,122/mo
▼ 0.25% · 3.875%
HK$40,329
−HK$1,069/mo
Today · 4.125%
HK$41,398
baseline
▲ 0.50% · 4.625%
HK$43,580
+HK$2,182/mo
Deposit HK$3.32M · loan HK$7.74M · min. income ≈ HK$82,796/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$414,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,391
−HK$2,847/mo
▼ 0.25% · 3.875%
HK$46,803
−HK$1,435/mo
Today · 4.125%
HK$48,238
baseline
▲ 0.50% · 4.625%
HK$51,173
+HK$2,935/mo
Deposit HK$1.11M · loan HK$9.95M · min. income ≈ HK$96,476/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$414,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,497
−HK$2,729/mo
▼ 0.25% · 3.875%
HK$51,852
−HK$1,374/mo
Today · 4.125%
HK$53,226
baseline
▲ 0.50% · 4.625%
HK$56,031
+HK$2,805/mo
Deposit HK$1.11M · loan HK$9.95M · min. income ≈ HK$106,452/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$414,714 · Scale 2, in force from 26 Feb 2026)