LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,224
−HK$1,581/mo
▼ 0.25% · 3.875%
HK$26,008
−HK$797/mo
Today · 4.125%
HK$26,805
baseline
▲ 0.50% · 4.625%
HK$28,436
+HK$1,631/mo
Deposit HK$5.53M · loan HK$5.53M · min. income ≈ HK$53,610/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$414,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,061
−HK$1,516/mo
▼ 0.25% · 3.875%
HK$28,814
−HK$763/mo
Today · 4.125%
HK$29,577
baseline
▲ 0.50% · 4.625%
HK$31,136
+HK$1,559/mo
Deposit HK$5.53M · loan HK$5.53M · min. income ≈ HK$59,154/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$414,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,268
−HK$1,898/mo
▼ 0.25% · 3.875%
HK$31,210
−HK$956/mo
Today · 4.125%
HK$32,166
baseline
▲ 0.50% · 4.625%
HK$34,124
+HK$1,958/mo
Deposit HK$4.42M · loan HK$6.64M · min. income ≈ HK$64,332/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$414,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,673
−HK$1,819/mo
▼ 0.25% · 3.875%
HK$34,576
−HK$916/mo
Today · 4.125%
HK$35,492
baseline
▲ 0.50% · 4.625%
HK$37,363
+HK$1,871/mo
Deposit HK$4.42M · loan HK$6.64M · min. income ≈ HK$70,984/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$414,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,313
−HK$2,214/mo
▼ 0.25% · 3.875%
HK$36,411
−HK$1,116/mo
Today · 4.125%
HK$37,527
baseline
▲ 0.50% · 4.625%
HK$39,811
+HK$2,284/mo
Deposit HK$3.32M · loan HK$7.74M · min. income ≈ HK$75,054/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$414,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,285
−HK$2,123/mo
▼ 0.25% · 3.875%
HK$40,339
−HK$1,069/mo
Today · 4.125%
HK$41,408
baseline
▲ 0.50% · 4.625%
HK$43,591
+HK$2,183/mo
Deposit HK$3.32M · loan HK$7.74M · min. income ≈ HK$82,816/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$414,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,403
−HK$2,847/mo
▼ 0.25% · 3.875%
HK$46,815
−HK$1,435/mo
Today · 4.125%
HK$48,250
baseline
▲ 0.50% · 4.625%
HK$51,186
+HK$2,936/mo
Deposit HK$1.11M · loan HK$9.96M · min. income ≈ HK$96,500/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$414,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,510
−HK$2,729/mo
▼ 0.25% · 3.875%
HK$51,864
−HK$1,375/mo
Today · 4.125%
HK$53,239
baseline
▲ 0.50% · 4.625%
HK$56,045
+HK$2,806/mo
Deposit HK$1.11M · loan HK$9.96M · min. income ≈ HK$106,478/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$414,816 · Scale 2, in force from 26 Feb 2026)