LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,226
−HK$1,581/mo
▼ 0.25% · 3.875%
HK$26,010
−HK$797/mo
Today · 4.125%
HK$26,807
baseline
▲ 0.50% · 4.625%
HK$28,439
+HK$1,632/mo
Deposit HK$5.53M · loan HK$5.53M · min. income ≈ HK$53,614/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$414,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,063
−HK$1,516/mo
▼ 0.25% · 3.875%
HK$28,816
−HK$763/mo
Today · 4.125%
HK$29,579
baseline
▲ 0.50% · 4.625%
HK$31,139
+HK$1,560/mo
Deposit HK$5.53M · loan HK$5.53M · min. income ≈ HK$59,158/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$414,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,271
−HK$1,898/mo
▼ 0.25% · 3.875%
HK$31,212
−HK$957/mo
Today · 4.125%
HK$32,169
baseline
▲ 0.50% · 4.625%
HK$34,126
+HK$1,957/mo
Deposit HK$4.43M · loan HK$6.64M · min. income ≈ HK$64,338/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$414,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,676
−HK$1,819/mo
▼ 0.25% · 3.875%
HK$34,579
−HK$916/mo
Today · 4.125%
HK$35,495
baseline
▲ 0.50% · 4.625%
HK$37,366
+HK$1,871/mo
Deposit HK$4.43M · loan HK$6.64M · min. income ≈ HK$70,990/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$414,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,316
−HK$2,214/mo
▼ 0.25% · 3.875%
HK$36,414
−HK$1,116/mo
Today · 4.125%
HK$37,530
baseline
▲ 0.50% · 4.625%
HK$39,814
+HK$2,284/mo
Deposit HK$3.32M · loan HK$7.74M · min. income ≈ HK$75,060/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$414,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,288
−HK$2,123/mo
▼ 0.25% · 3.875%
HK$40,342
−HK$1,069/mo
Today · 4.125%
HK$41,411
baseline
▲ 0.50% · 4.625%
HK$43,594
+HK$2,183/mo
Deposit HK$3.32M · loan HK$7.74M · min. income ≈ HK$82,822/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$414,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,406
−HK$2,847/mo
▼ 0.25% · 3.875%
HK$46,818
−HK$1,435/mo
Today · 4.125%
HK$48,253
baseline
▲ 0.50% · 4.625%
HK$51,189
+HK$2,936/mo
Deposit HK$1.11M · loan HK$9.96M · min. income ≈ HK$96,506/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$414,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,514
−HK$2,729/mo
▼ 0.25% · 3.875%
HK$51,868
−HK$1,375/mo
Today · 4.125%
HK$53,243
baseline
▲ 0.50% · 4.625%
HK$56,049
+HK$2,806/mo
Deposit HK$1.11M · loan HK$9.96M · min. income ≈ HK$106,486/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$414,848 · Scale 2, in force from 26 Feb 2026)