LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,226
−HK$1,582/mo
▼ 0.25% · 3.875%
HK$26,010
−HK$798/mo
Today · 4.125%
HK$26,808
baseline
▲ 0.50% · 4.625%
HK$28,439
+HK$1,631/mo
Deposit HK$5.53M · loan HK$5.53M · min. income ≈ HK$53,616/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$414,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,063
−HK$1,517/mo
▼ 0.25% · 3.875%
HK$28,816
−HK$764/mo
Today · 4.125%
HK$29,580
baseline
▲ 0.50% · 4.625%
HK$31,139
+HK$1,559/mo
Deposit HK$5.53M · loan HK$5.53M · min. income ≈ HK$59,160/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$414,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,271
−HK$1,898/mo
▼ 0.25% · 3.875%
HK$31,213
−HK$956/mo
Today · 4.125%
HK$32,169
baseline
▲ 0.50% · 4.625%
HK$34,127
+HK$1,958/mo
Deposit HK$4.43M · loan HK$6.64M · min. income ≈ HK$64,338/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$414,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,676
−HK$1,820/mo
▼ 0.25% · 3.875%
HK$34,579
−HK$917/mo
Today · 4.125%
HK$35,496
baseline
▲ 0.50% · 4.625%
HK$37,367
+HK$1,871/mo
Deposit HK$4.43M · loan HK$6.64M · min. income ≈ HK$70,992/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$414,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,316
−HK$2,215/mo
▼ 0.25% · 3.875%
HK$36,415
−HK$1,116/mo
Today · 4.125%
HK$37,531
baseline
▲ 0.50% · 4.625%
HK$39,814
+HK$2,283/mo
Deposit HK$3.32M · loan HK$7.74M · min. income ≈ HK$75,062/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$414,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,289
−HK$2,123/mo
▼ 0.25% · 3.875%
HK$40,343
−HK$1,069/mo
Today · 4.125%
HK$41,412
baseline
▲ 0.50% · 4.625%
HK$43,594
+HK$2,182/mo
Deposit HK$3.32M · loan HK$7.74M · min. income ≈ HK$82,824/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$414,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,406
−HK$2,848/mo
▼ 0.25% · 3.875%
HK$46,819
−HK$1,435/mo
Today · 4.125%
HK$48,254
baseline
▲ 0.50% · 4.625%
HK$51,190
+HK$2,936/mo
Deposit HK$1.11M · loan HK$9.96M · min. income ≈ HK$96,508/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$414,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,514
−HK$2,729/mo
▼ 0.25% · 3.875%
HK$51,869
−HK$1,374/mo
Today · 4.125%
HK$53,243
baseline
▲ 0.50% · 4.625%
HK$56,050
+HK$2,807/mo
Deposit HK$1.11M · loan HK$9.96M · min. income ≈ HK$106,486/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$414,852 · Scale 2, in force from 26 Feb 2026)