LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,237
−HK$1,582/mo
▼ 0.25% · 3.875%
HK$26,022
−HK$797/mo
Today · 4.125%
HK$26,819
baseline
▲ 0.50% · 4.625%
HK$28,451
+HK$1,632/mo
Deposit HK$5.53M · loan HK$5.53M · min. income ≈ HK$53,638/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$415,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,076
−HK$1,516/mo
▼ 0.25% · 3.875%
HK$28,829
−HK$763/mo
Today · 4.125%
HK$29,592
baseline
▲ 0.50% · 4.625%
HK$31,152
+HK$1,560/mo
Deposit HK$5.53M · loan HK$5.53M · min. income ≈ HK$59,184/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$415,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,284
−HK$1,899/mo
▼ 0.25% · 3.875%
HK$31,226
−HK$957/mo
Today · 4.125%
HK$32,183
baseline
▲ 0.50% · 4.625%
HK$34,141
+HK$1,958/mo
Deposit HK$4.43M · loan HK$6.64M · min. income ≈ HK$64,366/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$415,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,691
−HK$1,820/mo
▼ 0.25% · 3.875%
HK$34,594
−HK$917/mo
Today · 4.125%
HK$35,511
baseline
▲ 0.50% · 4.625%
HK$37,383
+HK$1,872/mo
Deposit HK$4.43M · loan HK$6.64M · min. income ≈ HK$71,022/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$415,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,331
−HK$2,216/mo
▼ 0.25% · 3.875%
HK$36,430
−HK$1,117/mo
Today · 4.125%
HK$37,547
baseline
▲ 0.50% · 4.625%
HK$39,832
+HK$2,285/mo
Deposit HK$3.32M · loan HK$7.75M · min. income ≈ HK$75,094/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$415,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,306
−HK$2,123/mo
▼ 0.25% · 3.875%
HK$40,360
−HK$1,069/mo
Today · 4.125%
HK$41,429
baseline
▲ 0.50% · 4.625%
HK$43,613
+HK$2,184/mo
Deposit HK$3.32M · loan HK$7.75M · min. income ≈ HK$82,858/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$415,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,426
−HK$2,849/mo
▼ 0.25% · 3.875%
HK$46,839
−HK$1,436/mo
Today · 4.125%
HK$48,275
baseline
▲ 0.50% · 4.625%
HK$51,212
+HK$2,937/mo
Deposit HK$1.11M · loan HK$9.96M · min. income ≈ HK$96,550/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$415,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,536
−HK$2,730/mo
▼ 0.25% · 3.875%
HK$51,891
−HK$1,375/mo
Today · 4.125%
HK$53,266
baseline
▲ 0.50% · 4.625%
HK$56,074
+HK$2,808/mo
Deposit HK$1.11M · loan HK$9.96M · min. income ≈ HK$106,532/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$415,031 · Scale 2, in force from 26 Feb 2026)