LTV · monthly repayment
▼ 0.50% · 3.625%
HK$252,374
−HK$15,826/mo
▼ 0.25% · 3.875%
HK$260,225
−HK$7,975/mo
Today · 4.125%
HK$268,200
baseline
▲ 0.50% · 4.625%
HK$284,520
+HK$16,320/mo
Deposit HK$55.34M · loan HK$55.34M · min. income ≈ HK$536,400/mo (50% DSR)
Upfront cash ≈ HK$62.53M (deposit + AVD stamp duty HK$7,194,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$280,764
−HK$15,169/mo
▼ 0.25% · 3.875%
HK$288,294
−HK$7,639/mo
Today · 4.125%
HK$295,933
baseline
▲ 0.50% · 4.625%
HK$311,532
+HK$15,599/mo
Deposit HK$55.34M · loan HK$55.34M · min. income ≈ HK$591,866/mo (50% DSR)
Upfront cash ≈ HK$62.53M (deposit + AVD stamp duty HK$7,194,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$302,849
−HK$18,991/mo
▼ 0.25% · 3.875%
HK$312,269
−HK$9,571/mo
Today · 4.125%
HK$321,840
baseline
▲ 0.50% · 4.625%
HK$341,424
+HK$19,584/mo
Deposit HK$44.27M · loan HK$66.41M · min. income ≈ HK$643,680/mo (50% DSR)
Upfront cash ≈ HK$51.47M (deposit + AVD stamp duty HK$7,194,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$336,917
−HK$18,202/mo
▼ 0.25% · 3.875%
HK$345,953
−HK$9,166/mo
Today · 4.125%
HK$355,119
baseline
▲ 0.50% · 4.625%
HK$373,838
+HK$18,719/mo
Deposit HK$44.27M · loan HK$66.41M · min. income ≈ HK$710,238/mo (50% DSR)
Upfront cash ≈ HK$51.47M (deposit + AVD stamp duty HK$7,194,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$353,324
−HK$22,157/mo
▼ 0.25% · 3.875%
HK$364,314
−HK$11,167/mo
Today · 4.125%
HK$375,481
baseline
▲ 0.50% · 4.625%
HK$398,328
+HK$22,847/mo
Deposit HK$33.20M · loan HK$77.47M · min. income ≈ HK$750,962/mo (50% DSR)
Upfront cash ≈ HK$40.40M (deposit + AVD stamp duty HK$7,194,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$393,069
−HK$21,237/mo
▼ 0.25% · 3.875%
HK$403,611
−HK$10,695/mo
Today · 4.125%
HK$414,306
baseline
▲ 0.50% · 4.625%
HK$436,144
+HK$21,838/mo
Deposit HK$33.20M · loan HK$77.47M · min. income ≈ HK$828,612/mo (50% DSR)
Upfront cash ≈ HK$40.40M (deposit + AVD stamp duty HK$7,194,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$454,274
−HK$28,487/mo
▼ 0.25% · 3.875%
HK$468,404
−HK$14,357/mo
Today · 4.125%
HK$482,761
baseline
▲ 0.50% · 4.625%
HK$512,136
+HK$29,375/mo
Deposit HK$11.07M · loan HK$99.61M · min. income ≈ HK$965,522/mo (50% DSR)
Upfront cash ≈ HK$18.26M (deposit + AVD stamp duty HK$7,194,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$505,375
−HK$27,304/mo
▼ 0.25% · 3.875%
HK$518,929
−HK$13,750/mo
Today · 4.125%
HK$532,679
baseline
▲ 0.50% · 4.625%
HK$560,757
+HK$28,078/mo
Deposit HK$11.07M · loan HK$99.61M · min. income ≈ HK$1,065,358/mo (50% DSR)
Upfront cash ≈ HK$18.26M (deposit + AVD stamp duty HK$7,194,073 · Scale 2, in force from 26 Feb 2026)