LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,238
−HK$1,582/mo
▼ 0.25% · 3.875%
HK$26,023
−HK$797/mo
Today · 4.125%
HK$26,820
baseline
▲ 0.50% · 4.625%
HK$28,452
+HK$1,632/mo
Deposit HK$5.53M · loan HK$5.53M · min. income ≈ HK$53,640/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$415,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,077
−HK$1,516/mo
▼ 0.25% · 3.875%
HK$28,830
−HK$763/mo
Today · 4.125%
HK$29,593
baseline
▲ 0.50% · 4.625%
HK$31,153
+HK$1,560/mo
Deposit HK$5.53M · loan HK$5.53M · min. income ≈ HK$59,186/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$415,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,285
−HK$1,899/mo
▼ 0.25% · 3.875%
HK$31,227
−HK$957/mo
Today · 4.125%
HK$32,184
baseline
▲ 0.50% · 4.625%
HK$34,143
+HK$1,959/mo
Deposit HK$4.43M · loan HK$6.64M · min. income ≈ HK$64,368/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$415,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,692
−HK$1,820/mo
▼ 0.25% · 3.875%
HK$34,595
−HK$917/mo
Today · 4.125%
HK$35,512
baseline
▲ 0.50% · 4.625%
HK$37,384
+HK$1,872/mo
Deposit HK$4.43M · loan HK$6.64M · min. income ≈ HK$71,024/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$415,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,333
−HK$2,215/mo
▼ 0.25% · 3.875%
HK$36,432
−HK$1,116/mo
Today · 4.125%
HK$37,548
baseline
▲ 0.50% · 4.625%
HK$39,833
+HK$2,285/mo
Deposit HK$3.32M · loan HK$7.75M · min. income ≈ HK$75,096/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$415,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,307
−HK$2,124/mo
▼ 0.25% · 3.875%
HK$40,361
−HK$1,070/mo
Today · 4.125%
HK$41,431
baseline
▲ 0.50% · 4.625%
HK$43,615
+HK$2,184/mo
Deposit HK$3.32M · loan HK$7.75M · min. income ≈ HK$82,862/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$415,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,428
−HK$2,848/mo
▼ 0.25% · 3.875%
HK$46,841
−HK$1,435/mo
Today · 4.125%
HK$48,276
baseline
▲ 0.50% · 4.625%
HK$51,214
+HK$2,938/mo
Deposit HK$1.11M · loan HK$9.96M · min. income ≈ HK$96,552/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$415,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,538
−HK$2,730/mo
▼ 0.25% · 3.875%
HK$51,893
−HK$1,375/mo
Today · 4.125%
HK$53,268
baseline
▲ 0.50% · 4.625%
HK$56,076
+HK$2,808/mo
Deposit HK$1.11M · loan HK$9.96M · min. income ≈ HK$106,536/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$415,045 · Scale 2, in force from 26 Feb 2026)