LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,238
−HK$1,583/mo
▼ 0.25% · 3.875%
HK$26,023
−HK$798/mo
Today · 4.125%
HK$26,821
baseline
▲ 0.50% · 4.625%
HK$28,453
+HK$1,632/mo
Deposit HK$5.53M · loan HK$5.53M · min. income ≈ HK$53,642/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$415,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,077
−HK$1,517/mo
▼ 0.25% · 3.875%
HK$28,830
−HK$764/mo
Today · 4.125%
HK$29,594
baseline
▲ 0.50% · 4.625%
HK$31,154
+HK$1,560/mo
Deposit HK$5.53M · loan HK$5.53M · min. income ≈ HK$59,188/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$415,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,285
−HK$1,900/mo
▼ 0.25% · 3.875%
HK$31,228
−HK$957/mo
Today · 4.125%
HK$32,185
baseline
▲ 0.50% · 4.625%
HK$34,143
+HK$1,958/mo
Deposit HK$4.43M · loan HK$6.64M · min. income ≈ HK$64,370/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$415,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,692
−HK$1,821/mo
▼ 0.25% · 3.875%
HK$34,596
−HK$917/mo
Today · 4.125%
HK$35,513
baseline
▲ 0.50% · 4.625%
HK$37,385
+HK$1,872/mo
Deposit HK$4.43M · loan HK$6.64M · min. income ≈ HK$71,026/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$415,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,333
−HK$2,216/mo
▼ 0.25% · 3.875%
HK$36,432
−HK$1,117/mo
Today · 4.125%
HK$37,549
baseline
▲ 0.50% · 4.625%
HK$39,834
+HK$2,285/mo
Deposit HK$3.32M · loan HK$7.75M · min. income ≈ HK$75,098/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$415,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,308
−HK$2,123/mo
▼ 0.25% · 3.875%
HK$40,362
−HK$1,069/mo
Today · 4.125%
HK$41,431
baseline
▲ 0.50% · 4.625%
HK$43,615
+HK$2,184/mo
Deposit HK$3.32M · loan HK$7.75M · min. income ≈ HK$82,862/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$415,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,428
−HK$2,849/mo
▼ 0.25% · 3.875%
HK$46,841
−HK$1,436/mo
Today · 4.125%
HK$48,277
baseline
▲ 0.50% · 4.625%
HK$51,215
+HK$2,938/mo
Deposit HK$1.11M · loan HK$9.96M · min. income ≈ HK$96,554/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$415,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,538
−HK$2,731/mo
▼ 0.25% · 3.875%
HK$51,894
−HK$1,375/mo
Today · 4.125%
HK$53,269
baseline
▲ 0.50% · 4.625%
HK$56,077
+HK$2,808/mo
Deposit HK$1.11M · loan HK$9.96M · min. income ≈ HK$106,538/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$415,051 · Scale 2, in force from 26 Feb 2026)