LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,239
−HK$1,582/mo
▼ 0.25% · 3.875%
HK$26,024
−HK$797/mo
Today · 4.125%
HK$26,821
baseline
▲ 0.50% · 4.625%
HK$28,453
+HK$1,632/mo
Deposit HK$5.53M · loan HK$5.53M · min. income ≈ HK$53,642/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$415,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,078
−HK$1,517/mo
▼ 0.25% · 3.875%
HK$28,831
−HK$764/mo
Today · 4.125%
HK$29,595
baseline
▲ 0.50% · 4.625%
HK$31,155
+HK$1,560/mo
Deposit HK$5.53M · loan HK$5.53M · min. income ≈ HK$59,190/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$415,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,286
−HK$1,900/mo
▼ 0.25% · 3.875%
HK$31,228
−HK$958/mo
Today · 4.125%
HK$32,186
baseline
▲ 0.50% · 4.625%
HK$34,144
+HK$1,958/mo
Deposit HK$4.43M · loan HK$6.64M · min. income ≈ HK$64,372/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$415,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,693
−HK$1,821/mo
▼ 0.25% · 3.875%
HK$34,597
−HK$917/mo
Today · 4.125%
HK$35,514
baseline
▲ 0.50% · 4.625%
HK$37,386
+HK$1,872/mo
Deposit HK$4.43M · loan HK$6.64M · min. income ≈ HK$71,028/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$415,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,334
−HK$2,216/mo
▼ 0.25% · 3.875%
HK$36,433
−HK$1,117/mo
Today · 4.125%
HK$37,550
baseline
▲ 0.50% · 4.625%
HK$39,835
+HK$2,285/mo
Deposit HK$3.32M · loan HK$7.75M · min. income ≈ HK$75,100/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$415,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,309
−HK$2,124/mo
▼ 0.25% · 3.875%
HK$40,363
−HK$1,070/mo
Today · 4.125%
HK$41,433
baseline
▲ 0.50% · 4.625%
HK$43,617
+HK$2,184/mo
Deposit HK$3.32M · loan HK$7.75M · min. income ≈ HK$82,866/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$415,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,430
−HK$2,848/mo
▼ 0.25% · 3.875%
HK$46,843
−HK$1,435/mo
Today · 4.125%
HK$48,278
baseline
▲ 0.50% · 4.625%
HK$51,216
+HK$2,938/mo
Deposit HK$1.11M · loan HK$9.96M · min. income ≈ HK$96,556/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$415,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,540
−HK$2,730/mo
▼ 0.25% · 3.875%
HK$51,895
−HK$1,375/mo
Today · 4.125%
HK$53,270
baseline
▲ 0.50% · 4.625%
HK$56,078
+HK$2,808/mo
Deposit HK$1.11M · loan HK$9.96M · min. income ≈ HK$106,540/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$415,063 · Scale 2, in force from 26 Feb 2026)