LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,240
−HK$1,583/mo
▼ 0.25% · 3.875%
HK$26,025
−HK$798/mo
Today · 4.125%
HK$26,823
baseline
▲ 0.50% · 4.625%
HK$28,455
+HK$1,632/mo
Deposit HK$5.53M · loan HK$5.53M · min. income ≈ HK$53,646/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$415,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,079
−HK$1,517/mo
▼ 0.25% · 3.875%
HK$28,832
−HK$764/mo
Today · 4.125%
HK$29,596
baseline
▲ 0.50% · 4.625%
HK$31,156
+HK$1,560/mo
Deposit HK$5.53M · loan HK$5.53M · min. income ≈ HK$59,192/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$415,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,288
−HK$1,899/mo
▼ 0.25% · 3.875%
HK$31,230
−HK$957/mo
Today · 4.125%
HK$32,187
baseline
▲ 0.50% · 4.625%
HK$34,146
+HK$1,959/mo
Deposit HK$4.43M · loan HK$6.64M · min. income ≈ HK$64,374/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$415,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,695
−HK$1,820/mo
▼ 0.25% · 3.875%
HK$34,599
−HK$916/mo
Today · 4.125%
HK$35,515
baseline
▲ 0.50% · 4.625%
HK$37,388
+HK$1,873/mo
Deposit HK$4.43M · loan HK$6.64M · min. income ≈ HK$71,030/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$415,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,336
−HK$2,216/mo
▼ 0.25% · 3.875%
HK$36,435
−HK$1,117/mo
Today · 4.125%
HK$37,552
baseline
▲ 0.50% · 4.625%
HK$39,837
+HK$2,285/mo
Deposit HK$3.32M · loan HK$7.75M · min. income ≈ HK$75,104/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$415,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,311
−HK$2,124/mo
▼ 0.25% · 3.875%
HK$40,365
−HK$1,070/mo
Today · 4.125%
HK$41,435
baseline
▲ 0.50% · 4.625%
HK$43,619
+HK$2,184/mo
Deposit HK$3.32M · loan HK$7.75M · min. income ≈ HK$82,870/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$415,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,432
−HK$2,849/mo
▼ 0.25% · 3.875%
HK$46,845
−HK$1,436/mo
Today · 4.125%
HK$48,281
baseline
▲ 0.50% · 4.625%
HK$51,219
+HK$2,938/mo
Deposit HK$1.11M · loan HK$9.96M · min. income ≈ HK$96,562/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$415,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,542
−HK$2,731/mo
▼ 0.25% · 3.875%
HK$51,898
−HK$1,375/mo
Today · 4.125%
HK$53,273
baseline
▲ 0.50% · 4.625%
HK$56,081
+HK$2,808/mo
Deposit HK$1.11M · loan HK$9.96M · min. income ≈ HK$106,546/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$415,084 · Scale 2, in force from 26 Feb 2026)