LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,241
−HK$1,583/mo
▼ 0.25% · 3.875%
HK$26,026
−HK$798/mo
Today · 4.125%
HK$26,824
baseline
▲ 0.50% · 4.625%
HK$28,456
+HK$1,632/mo
Deposit HK$5.53M · loan HK$5.53M · min. income ≈ HK$53,648/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$415,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,080
−HK$1,517/mo
▼ 0.25% · 3.875%
HK$28,834
−HK$763/mo
Today · 4.125%
HK$29,597
baseline
▲ 0.50% · 4.625%
HK$31,158
+HK$1,561/mo
Deposit HK$5.53M · loan HK$5.53M · min. income ≈ HK$59,194/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$415,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,289
−HK$1,900/mo
▼ 0.25% · 3.875%
HK$31,231
−HK$958/mo
Today · 4.125%
HK$32,189
baseline
▲ 0.50% · 4.625%
HK$34,147
+HK$1,958/mo
Deposit HK$4.43M · loan HK$6.64M · min. income ≈ HK$64,378/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$415,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,696
−HK$1,821/mo
▼ 0.25% · 3.875%
HK$34,600
−HK$917/mo
Today · 4.125%
HK$35,517
baseline
▲ 0.50% · 4.625%
HK$37,389
+HK$1,872/mo
Deposit HK$4.43M · loan HK$6.64M · min. income ≈ HK$71,034/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$415,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,337
−HK$2,216/mo
▼ 0.25% · 3.875%
HK$36,437
−HK$1,116/mo
Today · 4.125%
HK$37,553
baseline
▲ 0.50% · 4.625%
HK$39,838
+HK$2,285/mo
Deposit HK$3.32M · loan HK$7.75M · min. income ≈ HK$75,106/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$415,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,313
−HK$2,123/mo
▼ 0.25% · 3.875%
HK$40,367
−HK$1,069/mo
Today · 4.125%
HK$41,436
baseline
▲ 0.50% · 4.625%
HK$43,621
+HK$2,185/mo
Deposit HK$3.32M · loan HK$7.75M · min. income ≈ HK$82,872/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$415,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,434
−HK$2,849/mo
▼ 0.25% · 3.875%
HK$46,847
−HK$1,436/mo
Today · 4.125%
HK$48,283
baseline
▲ 0.50% · 4.625%
HK$51,221
+HK$2,938/mo
Deposit HK$1.11M · loan HK$9.96M · min. income ≈ HK$96,566/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$415,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,545
−HK$2,730/mo
▼ 0.25% · 3.875%
HK$51,900
−HK$1,375/mo
Today · 4.125%
HK$53,275
baseline
▲ 0.50% · 4.625%
HK$56,084
+HK$2,809/mo
Deposit HK$1.11M · loan HK$9.96M · min. income ≈ HK$106,550/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$415,102 · Scale 2, in force from 26 Feb 2026)