LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,243
−HK$1,583/mo
▼ 0.25% · 3.875%
HK$26,028
−HK$798/mo
Today · 4.125%
HK$26,826
baseline
▲ 0.50% · 4.625%
HK$28,458
+HK$1,632/mo
Deposit HK$5.54M · loan HK$5.54M · min. income ≈ HK$53,652/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$415,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,082
−HK$1,517/mo
▼ 0.25% · 3.875%
HK$28,835
−HK$764/mo
Today · 4.125%
HK$29,599
baseline
▲ 0.50% · 4.625%
HK$31,160
+HK$1,561/mo
Deposit HK$5.54M · loan HK$5.54M · min. income ≈ HK$59,198/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$415,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,291
−HK$1,900/mo
▼ 0.25% · 3.875%
HK$31,233
−HK$958/mo
Today · 4.125%
HK$32,191
baseline
▲ 0.50% · 4.625%
HK$34,149
+HK$1,958/mo
Deposit HK$4.43M · loan HK$6.64M · min. income ≈ HK$64,382/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$415,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,699
−HK$1,820/mo
▼ 0.25% · 3.875%
HK$34,602
−HK$917/mo
Today · 4.125%
HK$35,519
baseline
▲ 0.50% · 4.625%
HK$37,392
+HK$1,873/mo
Deposit HK$4.43M · loan HK$6.64M · min. income ≈ HK$71,038/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$415,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,340
−HK$2,216/mo
▼ 0.25% · 3.875%
HK$36,439
−HK$1,117/mo
Today · 4.125%
HK$37,556
baseline
▲ 0.50% · 4.625%
HK$39,841
+HK$2,285/mo
Deposit HK$3.32M · loan HK$7.75M · min. income ≈ HK$75,112/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$415,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,315
−HK$2,124/mo
▼ 0.25% · 3.875%
HK$40,370
−HK$1,069/mo
Today · 4.125%
HK$41,439
baseline
▲ 0.50% · 4.625%
HK$43,624
+HK$2,185/mo
Deposit HK$3.32M · loan HK$7.75M · min. income ≈ HK$82,878/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$415,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,437
−HK$2,849/mo
▼ 0.25% · 3.875%
HK$46,850
−HK$1,436/mo
Today · 4.125%
HK$48,286
baseline
▲ 0.50% · 4.625%
HK$51,224
+HK$2,938/mo
Deposit HK$1.11M · loan HK$9.96M · min. income ≈ HK$96,572/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$415,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,548
−HK$2,731/mo
▼ 0.25% · 3.875%
HK$51,904
−HK$1,375/mo
Today · 4.125%
HK$53,279
baseline
▲ 0.50% · 4.625%
HK$56,087
+HK$2,808/mo
Deposit HK$1.11M · loan HK$9.96M · min. income ≈ HK$106,558/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$415,130 · Scale 2, in force from 26 Feb 2026)