LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,243
−HK$1,583/mo
▼ 0.25% · 3.875%
HK$26,028
−HK$798/mo
Today · 4.125%
HK$26,826
baseline
▲ 0.50% · 4.625%
HK$28,459
+HK$1,633/mo
Deposit HK$5.54M · loan HK$5.54M · min. income ≈ HK$53,652/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$415,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,083
−HK$1,517/mo
▼ 0.25% · 3.875%
HK$28,836
−HK$764/mo
Today · 4.125%
HK$29,600
baseline
▲ 0.50% · 4.625%
HK$31,160
+HK$1,560/mo
Deposit HK$5.54M · loan HK$5.54M · min. income ≈ HK$59,200/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$415,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,292
−HK$1,900/mo
▼ 0.25% · 3.875%
HK$31,234
−HK$958/mo
Today · 4.125%
HK$32,192
baseline
▲ 0.50% · 4.625%
HK$34,150
+HK$1,958/mo
Deposit HK$4.43M · loan HK$6.64M · min. income ≈ HK$64,384/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$415,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,699
−HK$1,821/mo
▼ 0.25% · 3.875%
HK$34,603
−HK$917/mo
Today · 4.125%
HK$35,520
baseline
▲ 0.50% · 4.625%
HK$37,392
+HK$1,872/mo
Deposit HK$4.43M · loan HK$6.64M · min. income ≈ HK$71,040/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$415,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,341
−HK$2,216/mo
▼ 0.25% · 3.875%
HK$36,440
−HK$1,117/mo
Today · 4.125%
HK$37,557
baseline
▲ 0.50% · 4.625%
HK$39,842
+HK$2,285/mo
Deposit HK$3.32M · loan HK$7.75M · min. income ≈ HK$75,114/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$415,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,316
−HK$2,124/mo
▼ 0.25% · 3.875%
HK$40,370
−HK$1,070/mo
Today · 4.125%
HK$41,440
baseline
▲ 0.50% · 4.625%
HK$43,625
+HK$2,185/mo
Deposit HK$3.32M · loan HK$7.75M · min. income ≈ HK$82,880/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$415,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,438
−HK$2,849/mo
▼ 0.25% · 3.875%
HK$46,851
−HK$1,436/mo
Today · 4.125%
HK$48,287
baseline
▲ 0.50% · 4.625%
HK$51,225
+HK$2,938/mo
Deposit HK$1.11M · loan HK$9.96M · min. income ≈ HK$96,574/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$415,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,549
−HK$2,731/mo
▼ 0.25% · 3.875%
HK$51,905
−HK$1,375/mo
Today · 4.125%
HK$53,280
baseline
▲ 0.50% · 4.625%
HK$56,089
+HK$2,809/mo
Deposit HK$1.11M · loan HK$9.96M · min. income ≈ HK$106,560/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$415,139 · Scale 2, in force from 26 Feb 2026)