LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,246
−HK$1,584/mo
▼ 0.25% · 3.875%
HK$26,032
−HK$798/mo
Today · 4.125%
HK$26,830
baseline
▲ 0.50% · 4.625%
HK$28,462
+HK$1,632/mo
Deposit HK$5.54M · loan HK$5.54M · min. income ≈ HK$53,660/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$415,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,086
−HK$1,518/mo
▼ 0.25% · 3.875%
HK$28,840
−HK$764/mo
Today · 4.125%
HK$29,604
baseline
▲ 0.50% · 4.625%
HK$31,164
+HK$1,560/mo
Deposit HK$5.54M · loan HK$5.54M · min. income ≈ HK$59,208/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$415,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,296
−HK$1,899/mo
▼ 0.25% · 3.875%
HK$31,238
−HK$957/mo
Today · 4.125%
HK$32,195
baseline
▲ 0.50% · 4.625%
HK$34,154
+HK$1,959/mo
Deposit HK$4.43M · loan HK$6.64M · min. income ≈ HK$64,390/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$415,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,704
−HK$1,820/mo
▼ 0.25% · 3.875%
HK$34,608
−HK$916/mo
Today · 4.125%
HK$35,524
baseline
▲ 0.50% · 4.625%
HK$37,397
+HK$1,873/mo
Deposit HK$4.43M · loan HK$6.64M · min. income ≈ HK$71,048/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$415,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,345
−HK$2,216/mo
▼ 0.25% · 3.875%
HK$36,444
−HK$1,117/mo
Today · 4.125%
HK$37,561
baseline
▲ 0.50% · 4.625%
HK$39,847
+HK$2,286/mo
Deposit HK$3.32M · loan HK$7.75M · min. income ≈ HK$75,122/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$415,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,321
−HK$2,124/mo
▼ 0.25% · 3.875%
HK$40,375
−HK$1,070/mo
Today · 4.125%
HK$41,445
baseline
▲ 0.50% · 4.625%
HK$43,630
+HK$2,185/mo
Deposit HK$3.32M · loan HK$7.75M · min. income ≈ HK$82,890/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$415,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,443
−HK$2,850/mo
▼ 0.25% · 3.875%
HK$46,857
−HK$1,436/mo
Today · 4.125%
HK$48,293
baseline
▲ 0.50% · 4.625%
HK$51,232
+HK$2,939/mo
Deposit HK$1.11M · loan HK$9.96M · min. income ≈ HK$96,586/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$415,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,555
−HK$2,732/mo
▼ 0.25% · 3.875%
HK$51,911
−HK$1,376/mo
Today · 4.125%
HK$53,287
baseline
▲ 0.50% · 4.625%
HK$56,096
+HK$2,809/mo
Deposit HK$1.11M · loan HK$9.96M · min. income ≈ HK$106,574/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$415,190 · Scale 2, in force from 26 Feb 2026)