LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,253
−HK$1,583/mo
▼ 0.25% · 3.875%
HK$26,038
−HK$798/mo
Today · 4.125%
HK$26,836
baseline
▲ 0.50% · 4.625%
HK$28,469
+HK$1,633/mo
Deposit HK$5.54M · loan HK$5.54M · min. income ≈ HK$53,672/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$415,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,093
−HK$1,518/mo
▼ 0.25% · 3.875%
HK$28,847
−HK$764/mo
Today · 4.125%
HK$29,611
baseline
▲ 0.50% · 4.625%
HK$31,172
+HK$1,561/mo
Deposit HK$5.54M · loan HK$5.54M · min. income ≈ HK$59,222/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$415,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,303
−HK$1,900/mo
▼ 0.25% · 3.875%
HK$31,246
−HK$957/mo
Today · 4.125%
HK$32,203
baseline
▲ 0.50% · 4.625%
HK$34,163
+HK$1,960/mo
Deposit HK$4.43M · loan HK$6.64M · min. income ≈ HK$64,406/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$415,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,712
−HK$1,821/mo
▼ 0.25% · 3.875%
HK$34,616
−HK$917/mo
Today · 4.125%
HK$35,533
baseline
▲ 0.50% · 4.625%
HK$37,406
+HK$1,873/mo
Deposit HK$4.43M · loan HK$6.64M · min. income ≈ HK$71,066/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$415,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,354
−HK$2,217/mo
▼ 0.25% · 3.875%
HK$36,453
−HK$1,118/mo
Today · 4.125%
HK$37,571
baseline
▲ 0.50% · 4.625%
HK$39,857
+HK$2,286/mo
Deposit HK$3.32M · loan HK$7.75M · min. income ≈ HK$75,142/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$415,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,330
−HK$2,125/mo
▼ 0.25% · 3.875%
HK$40,385
−HK$1,070/mo
Today · 4.125%
HK$41,455
baseline
▲ 0.50% · 4.625%
HK$43,641
+HK$2,186/mo
Deposit HK$3.32M · loan HK$7.75M · min. income ≈ HK$82,910/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$415,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,455
−HK$2,850/mo
▼ 0.25% · 3.875%
HK$46,868
−HK$1,437/mo
Today · 4.125%
HK$48,305
baseline
▲ 0.50% · 4.625%
HK$51,244
+HK$2,939/mo
Deposit HK$1.11M · loan HK$9.97M · min. income ≈ HK$96,610/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$415,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,568
−HK$2,732/mo
▼ 0.25% · 3.875%
HK$51,924
−HK$1,376/mo
Today · 4.125%
HK$53,300
baseline
▲ 0.50% · 4.625%
HK$56,109
+HK$2,809/mo
Deposit HK$1.11M · loan HK$9.97M · min. income ≈ HK$106,600/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$415,292 · Scale 2, in force from 26 Feb 2026)