LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,254
−HK$1,584/mo
▼ 0.25% · 3.875%
HK$26,039
−HK$799/mo
Today · 4.125%
HK$26,838
baseline
▲ 0.50% · 4.625%
HK$28,470
+HK$1,632/mo
Deposit HK$5.54M · loan HK$5.54M · min. income ≈ HK$53,676/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$415,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,095
−HK$1,518/mo
▼ 0.25% · 3.875%
HK$28,848
−HK$765/mo
Today · 4.125%
HK$29,613
baseline
▲ 0.50% · 4.625%
HK$31,173
+HK$1,560/mo
Deposit HK$5.54M · loan HK$5.54M · min. income ≈ HK$59,226/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$415,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,305
−HK$1,900/mo
▼ 0.25% · 3.875%
HK$31,247
−HK$958/mo
Today · 4.125%
HK$32,205
baseline
▲ 0.50% · 4.625%
HK$34,165
+HK$1,960/mo
Deposit HK$4.43M · loan HK$6.65M · min. income ≈ HK$64,410/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$415,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,714
−HK$1,821/mo
▼ 0.25% · 3.875%
HK$34,618
−HK$917/mo
Today · 4.125%
HK$35,535
baseline
▲ 0.50% · 4.625%
HK$37,408
+HK$1,873/mo
Deposit HK$4.43M · loan HK$6.65M · min. income ≈ HK$71,070/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$415,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,355
−HK$2,218/mo
▼ 0.25% · 3.875%
HK$36,455
−HK$1,118/mo
Today · 4.125%
HK$37,573
baseline
▲ 0.50% · 4.625%
HK$39,859
+HK$2,286/mo
Deposit HK$3.32M · loan HK$7.75M · min. income ≈ HK$75,146/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$415,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,333
−HK$2,125/mo
▼ 0.25% · 3.875%
HK$40,387
−HK$1,071/mo
Today · 4.125%
HK$41,458
baseline
▲ 0.50% · 4.625%
HK$43,643
+HK$2,185/mo
Deposit HK$3.32M · loan HK$7.75M · min. income ≈ HK$82,916/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$415,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,457
−HK$2,851/mo
▼ 0.25% · 3.875%
HK$46,871
−HK$1,437/mo
Today · 4.125%
HK$48,308
baseline
▲ 0.50% · 4.625%
HK$51,247
+HK$2,939/mo
Deposit HK$1.11M · loan HK$9.97M · min. income ≈ HK$96,616/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$415,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,570
−HK$2,733/mo
▼ 0.25% · 3.875%
HK$51,927
−HK$1,376/mo
Today · 4.125%
HK$53,303
baseline
▲ 0.50% · 4.625%
HK$56,112
+HK$2,809/mo
Deposit HK$1.11M · loan HK$9.97M · min. income ≈ HK$106,606/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$415,313 · Scale 2, in force from 26 Feb 2026)