LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,261
−HK$1,584/mo
▼ 0.25% · 3.875%
HK$26,046
−HK$799/mo
Today · 4.125%
HK$26,845
baseline
▲ 0.50% · 4.625%
HK$28,478
+HK$1,633/mo
Deposit HK$5.54M · loan HK$5.54M · min. income ≈ HK$53,690/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$415,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,102
−HK$1,518/mo
▼ 0.25% · 3.875%
HK$28,856
−HK$764/mo
Today · 4.125%
HK$29,620
baseline
▲ 0.50% · 4.625%
HK$31,182
+HK$1,562/mo
Deposit HK$5.54M · loan HK$5.54M · min. income ≈ HK$59,240/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$415,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,313
−HK$1,901/mo
▼ 0.25% · 3.875%
HK$31,256
−HK$958/mo
Today · 4.125%
HK$32,214
baseline
▲ 0.50% · 4.625%
HK$34,174
+HK$1,960/mo
Deposit HK$4.43M · loan HK$6.65M · min. income ≈ HK$64,428/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$415,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,723
−HK$1,822/mo
▼ 0.25% · 3.875%
HK$34,627
−HK$918/mo
Today · 4.125%
HK$35,545
baseline
▲ 0.50% · 4.625%
HK$37,418
+HK$1,873/mo
Deposit HK$4.43M · loan HK$6.65M · min. income ≈ HK$71,090/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$415,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,365
−HK$2,218/mo
▼ 0.25% · 3.875%
HK$36,465
−HK$1,118/mo
Today · 4.125%
HK$37,583
baseline
▲ 0.50% · 4.625%
HK$39,869
+HK$2,286/mo
Deposit HK$3.32M · loan HK$7.75M · min. income ≈ HK$75,166/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$415,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,343
−HK$2,126/mo
▼ 0.25% · 3.875%
HK$40,398
−HK$1,071/mo
Today · 4.125%
HK$41,469
baseline
▲ 0.50% · 4.625%
HK$43,654
+HK$2,185/mo
Deposit HK$3.32M · loan HK$7.75M · min. income ≈ HK$82,938/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$415,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,469
−HK$2,851/mo
▼ 0.25% · 3.875%
HK$46,883
−HK$1,437/mo
Today · 4.125%
HK$48,320
baseline
▲ 0.50% · 4.625%
HK$51,261
+HK$2,941/mo
Deposit HK$1.11M · loan HK$9.97M · min. income ≈ HK$96,640/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$415,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,584
−HK$2,733/mo
▼ 0.25% · 3.875%
HK$51,941
−HK$1,376/mo
Today · 4.125%
HK$53,317
baseline
▲ 0.50% · 4.625%
HK$56,127
+HK$2,810/mo
Deposit HK$1.11M · loan HK$9.97M · min. income ≈ HK$106,634/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$415,424 · Scale 2, in force from 26 Feb 2026)