LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,275
−HK$1,585/mo
▼ 0.25% · 3.875%
HK$26,061
−HK$799/mo
Today · 4.125%
HK$26,860
baseline
▲ 0.50% · 4.625%
HK$28,494
+HK$1,634/mo
Deposit HK$5.54M · loan HK$5.54M · min. income ≈ HK$53,720/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$415,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,118
−HK$1,519/mo
▼ 0.25% · 3.875%
HK$28,872
−HK$765/mo
Today · 4.125%
HK$29,637
baseline
▲ 0.50% · 4.625%
HK$31,200
+HK$1,563/mo
Deposit HK$5.54M · loan HK$5.54M · min. income ≈ HK$59,274/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$415,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,330
−HK$1,902/mo
▼ 0.25% · 3.875%
HK$31,273
−HK$959/mo
Today · 4.125%
HK$32,232
baseline
▲ 0.50% · 4.625%
HK$34,193
+HK$1,961/mo
Deposit HK$4.43M · loan HK$6.65M · min. income ≈ HK$64,464/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$415,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,742
−HK$1,823/mo
▼ 0.25% · 3.875%
HK$34,647
−HK$918/mo
Today · 4.125%
HK$35,565
baseline
▲ 0.50% · 4.625%
HK$37,439
+HK$1,874/mo
Deposit HK$4.43M · loan HK$6.65M · min. income ≈ HK$71,130/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$415,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,385
−HK$2,219/mo
▼ 0.25% · 3.875%
HK$36,486
−HK$1,118/mo
Today · 4.125%
HK$37,604
baseline
▲ 0.50% · 4.625%
HK$39,892
+HK$2,288/mo
Deposit HK$3.33M · loan HK$7.76M · min. income ≈ HK$75,208/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$415,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,365
−HK$2,127/mo
▼ 0.25% · 3.875%
HK$40,421
−HK$1,071/mo
Today · 4.125%
HK$41,492
baseline
▲ 0.50% · 4.625%
HK$43,679
+HK$2,187/mo
Deposit HK$3.33M · loan HK$7.76M · min. income ≈ HK$82,984/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$415,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,495
−HK$2,853/mo
▼ 0.25% · 3.875%
HK$46,910
−HK$1,438/mo
Today · 4.125%
HK$48,348
baseline
▲ 0.50% · 4.625%
HK$51,290
+HK$2,942/mo
Deposit HK$1.11M · loan HK$9.98M · min. income ≈ HK$96,696/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$415,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,613
−HK$2,734/mo
▼ 0.25% · 3.875%
HK$51,970
−HK$1,377/mo
Today · 4.125%
HK$53,347
baseline
▲ 0.50% · 4.625%
HK$56,159
+HK$2,812/mo
Deposit HK$1.11M · loan HK$9.98M · min. income ≈ HK$106,694/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$415,660 · Scale 2, in force from 26 Feb 2026)