LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,276
−HK$1,585/mo
▼ 0.25% · 3.875%
HK$26,062
−HK$799/mo
Today · 4.125%
HK$26,861
baseline
▲ 0.50% · 4.625%
HK$28,495
+HK$1,634/mo
Deposit HK$5.54M · loan HK$5.54M · min. income ≈ HK$53,722/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$415,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,119
−HK$1,519/mo
▼ 0.25% · 3.875%
HK$28,873
−HK$765/mo
Today · 4.125%
HK$29,638
baseline
▲ 0.50% · 4.625%
HK$31,201
+HK$1,563/mo
Deposit HK$5.54M · loan HK$5.54M · min. income ≈ HK$59,276/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$415,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,331
−HK$1,902/mo
▼ 0.25% · 3.875%
HK$31,275
−HK$958/mo
Today · 4.125%
HK$32,233
baseline
▲ 0.50% · 4.625%
HK$34,194
+HK$1,961/mo
Deposit HK$4.43M · loan HK$6.65M · min. income ≈ HK$64,466/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$415,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,743
−HK$1,823/mo
▼ 0.25% · 3.875%
HK$34,648
−HK$918/mo
Today · 4.125%
HK$35,566
baseline
▲ 0.50% · 4.625%
HK$37,441
+HK$1,875/mo
Deposit HK$4.43M · loan HK$6.65M · min. income ≈ HK$71,132/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$415,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,386
−HK$2,219/mo
▼ 0.25% · 3.875%
HK$36,487
−HK$1,118/mo
Today · 4.125%
HK$37,605
baseline
▲ 0.50% · 4.625%
HK$39,894
+HK$2,289/mo
Deposit HK$3.33M · loan HK$7.76M · min. income ≈ HK$75,210/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$415,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,367
−HK$2,127/mo
▼ 0.25% · 3.875%
HK$40,423
−HK$1,071/mo
Today · 4.125%
HK$41,494
baseline
▲ 0.50% · 4.625%
HK$43,681
+HK$2,187/mo
Deposit HK$3.33M · loan HK$7.76M · min. income ≈ HK$82,988/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$415,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,497
−HK$2,853/mo
▼ 0.25% · 3.875%
HK$46,912
−HK$1,438/mo
Today · 4.125%
HK$48,350
baseline
▲ 0.50% · 4.625%
HK$51,292
+HK$2,942/mo
Deposit HK$1.11M · loan HK$9.98M · min. income ≈ HK$96,700/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$415,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,615
−HK$2,734/mo
▼ 0.25% · 3.875%
HK$51,972
−HK$1,377/mo
Today · 4.125%
HK$53,349
baseline
▲ 0.50% · 4.625%
HK$56,161
+HK$2,812/mo
Deposit HK$1.11M · loan HK$9.98M · min. income ≈ HK$106,698/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$415,677 · Scale 2, in force from 26 Feb 2026)