LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,277
−HK$1,585/mo
▼ 0.25% · 3.875%
HK$26,063
−HK$799/mo
Today · 4.125%
HK$26,862
baseline
▲ 0.50% · 4.625%
HK$28,496
+HK$1,634/mo
Deposit HK$5.54M · loan HK$5.54M · min. income ≈ HK$53,724/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$415,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,120
−HK$1,519/mo
▼ 0.25% · 3.875%
HK$28,874
−HK$765/mo
Today · 4.125%
HK$29,639
baseline
▲ 0.50% · 4.625%
HK$31,201
+HK$1,562/mo
Deposit HK$5.54M · loan HK$5.54M · min. income ≈ HK$59,278/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$415,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,332
−HK$1,902/mo
▼ 0.25% · 3.875%
HK$31,275
−HK$959/mo
Today · 4.125%
HK$32,234
baseline
▲ 0.50% · 4.625%
HK$34,195
+HK$1,961/mo
Deposit HK$4.43M · loan HK$6.65M · min. income ≈ HK$64,468/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$415,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,744
−HK$1,823/mo
▼ 0.25% · 3.875%
HK$34,649
−HK$918/mo
Today · 4.125%
HK$35,567
baseline
▲ 0.50% · 4.625%
HK$37,442
+HK$1,875/mo
Deposit HK$4.43M · loan HK$6.65M · min. income ≈ HK$71,134/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$415,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,387
−HK$2,219/mo
▼ 0.25% · 3.875%
HK$36,488
−HK$1,118/mo
Today · 4.125%
HK$37,606
baseline
▲ 0.50% · 4.625%
HK$39,894
+HK$2,288/mo
Deposit HK$3.33M · loan HK$7.76M · min. income ≈ HK$75,212/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$415,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,368
−HK$2,127/mo
▼ 0.25% · 3.875%
HK$40,424
−HK$1,071/mo
Today · 4.125%
HK$41,495
baseline
▲ 0.50% · 4.625%
HK$43,682
+HK$2,187/mo
Deposit HK$3.33M · loan HK$7.76M · min. income ≈ HK$82,990/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$415,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,498
−HK$2,853/mo
▼ 0.25% · 3.875%
HK$46,913
−HK$1,438/mo
Today · 4.125%
HK$48,351
baseline
▲ 0.50% · 4.625%
HK$51,293
+HK$2,942/mo
Deposit HK$1.11M · loan HK$9.98M · min. income ≈ HK$96,702/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$415,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,616
−HK$2,734/mo
▼ 0.25% · 3.875%
HK$51,973
−HK$1,377/mo
Today · 4.125%
HK$53,350
baseline
▲ 0.50% · 4.625%
HK$56,163
+HK$2,813/mo
Deposit HK$1.11M · loan HK$9.98M · min. income ≈ HK$106,700/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$415,686 · Scale 2, in force from 26 Feb 2026)