LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,280
−HK$1,586/mo
▼ 0.25% · 3.875%
HK$26,067
−HK$799/mo
Today · 4.125%
HK$26,866
baseline
▲ 0.50% · 4.625%
HK$28,500
+HK$1,634/mo
Deposit HK$5.54M · loan HK$5.54M · min. income ≈ HK$53,732/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$415,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,124
−HK$1,520/mo
▼ 0.25% · 3.875%
HK$28,878
−HK$766/mo
Today · 4.125%
HK$29,644
baseline
▲ 0.50% · 4.625%
HK$31,206
+HK$1,562/mo
Deposit HK$5.54M · loan HK$5.54M · min. income ≈ HK$59,288/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$415,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,336
−HK$1,903/mo
▼ 0.25% · 3.875%
HK$31,280
−HK$959/mo
Today · 4.125%
HK$32,239
baseline
▲ 0.50% · 4.625%
HK$34,200
+HK$1,961/mo
Deposit HK$4.43M · loan HK$6.65M · min. income ≈ HK$64,478/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$415,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,749
−HK$1,823/mo
▼ 0.25% · 3.875%
HK$34,654
−HK$918/mo
Today · 4.125%
HK$35,572
baseline
▲ 0.50% · 4.625%
HK$37,447
+HK$1,875/mo
Deposit HK$4.43M · loan HK$6.65M · min. income ≈ HK$71,144/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$415,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,393
−HK$2,219/mo
▼ 0.25% · 3.875%
HK$36,493
−HK$1,119/mo
Today · 4.125%
HK$37,612
baseline
▲ 0.50% · 4.625%
HK$39,901
+HK$2,289/mo
Deposit HK$3.33M · loan HK$7.76M · min. income ≈ HK$75,224/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$415,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,374
−HK$2,127/mo
▼ 0.25% · 3.875%
HK$40,430
−HK$1,071/mo
Today · 4.125%
HK$41,501
baseline
▲ 0.50% · 4.625%
HK$43,689
+HK$2,188/mo
Deposit HK$3.33M · loan HK$7.76M · min. income ≈ HK$83,002/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$415,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,505
−HK$2,853/mo
▼ 0.25% · 3.875%
HK$46,920
−HK$1,438/mo
Today · 4.125%
HK$48,358
baseline
▲ 0.50% · 4.625%
HK$51,301
+HK$2,943/mo
Deposit HK$1.11M · loan HK$9.98M · min. income ≈ HK$96,716/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$415,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,624
−HK$2,735/mo
▼ 0.25% · 3.875%
HK$51,981
−HK$1,378/mo
Today · 4.125%
HK$53,359
baseline
▲ 0.50% · 4.625%
HK$56,171
+HK$2,812/mo
Deposit HK$1.11M · loan HK$9.98M · min. income ≈ HK$106,718/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$415,750 · Scale 2, in force from 26 Feb 2026)