LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,285
−HK$1,585/mo
▼ 0.25% · 3.875%
HK$26,071
−HK$799/mo
Today · 4.125%
HK$26,870
baseline
▲ 0.50% · 4.625%
HK$28,505
+HK$1,635/mo
Deposit HK$5.54M · loan HK$5.54M · min. income ≈ HK$53,740/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$415,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,129
−HK$1,520/mo
▼ 0.25% · 3.875%
HK$28,883
−HK$766/mo
Today · 4.125%
HK$29,649
baseline
▲ 0.50% · 4.625%
HK$31,212
+HK$1,563/mo
Deposit HK$5.54M · loan HK$5.54M · min. income ≈ HK$59,298/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$415,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,342
−HK$1,902/mo
▼ 0.25% · 3.875%
HK$31,286
−HK$958/mo
Today · 4.125%
HK$32,244
baseline
▲ 0.50% · 4.625%
HK$34,206
+HK$1,962/mo
Deposit HK$4.44M · loan HK$6.65M · min. income ≈ HK$64,488/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$415,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,755
−HK$1,824/mo
▼ 0.25% · 3.875%
HK$34,660
−HK$919/mo
Today · 4.125%
HK$35,579
baseline
▲ 0.50% · 4.625%
HK$37,454
+HK$1,875/mo
Deposit HK$4.44M · loan HK$6.65M · min. income ≈ HK$71,158/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$415,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,399
−HK$2,219/mo
▼ 0.25% · 3.875%
HK$36,500
−HK$1,118/mo
Today · 4.125%
HK$37,618
baseline
▲ 0.50% · 4.625%
HK$39,907
+HK$2,289/mo
Deposit HK$3.33M · loan HK$7.76M · min. income ≈ HK$75,236/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$415,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,381
−HK$2,127/mo
▼ 0.25% · 3.875%
HK$40,437
−HK$1,071/mo
Today · 4.125%
HK$41,508
baseline
▲ 0.50% · 4.625%
HK$43,696
+HK$2,188/mo
Deposit HK$3.33M · loan HK$7.76M · min. income ≈ HK$83,016/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$415,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,513
−HK$2,854/mo
▼ 0.25% · 3.875%
HK$46,928
−HK$1,439/mo
Today · 4.125%
HK$48,367
baseline
▲ 0.50% · 4.625%
HK$51,310
+HK$2,943/mo
Deposit HK$1.11M · loan HK$9.98M · min. income ≈ HK$96,734/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$415,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,632
−HK$2,736/mo
▼ 0.25% · 3.875%
HK$51,990
−HK$1,378/mo
Today · 4.125%
HK$53,368
baseline
▲ 0.50% · 4.625%
HK$56,181
+HK$2,813/mo
Deposit HK$1.11M · loan HK$9.98M · min. income ≈ HK$106,736/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$415,821 · Scale 2, in force from 26 Feb 2026)