LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,289
−HK$1,585/mo
▼ 0.25% · 3.875%
HK$26,075
−HK$799/mo
Today · 4.125%
HK$26,874
baseline
▲ 0.50% · 4.625%
HK$28,510
+HK$1,636/mo
Deposit HK$5.55M · loan HK$5.55M · min. income ≈ HK$53,748/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$415,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,133
−HK$1,520/mo
▼ 0.25% · 3.875%
HK$28,888
−HK$765/mo
Today · 4.125%
HK$29,653
baseline
▲ 0.50% · 4.625%
HK$31,216
+HK$1,563/mo
Deposit HK$5.55M · loan HK$5.55M · min. income ≈ HK$59,306/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$415,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,346
−HK$1,903/mo
▼ 0.25% · 3.875%
HK$31,290
−HK$959/mo
Today · 4.125%
HK$32,249
baseline
▲ 0.50% · 4.625%
HK$34,212
+HK$1,963/mo
Deposit HK$4.44M · loan HK$6.65M · min. income ≈ HK$64,498/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$415,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,760
−HK$1,824/mo
▼ 0.25% · 3.875%
HK$34,665
−HK$919/mo
Today · 4.125%
HK$35,584
baseline
▲ 0.50% · 4.625%
HK$37,460
+HK$1,876/mo
Deposit HK$4.44M · loan HK$6.65M · min. income ≈ HK$71,168/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$415,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,404
−HK$2,220/mo
▼ 0.25% · 3.875%
HK$36,505
−HK$1,119/mo
Today · 4.125%
HK$37,624
baseline
▲ 0.50% · 4.625%
HK$39,913
+HK$2,289/mo
Deposit HK$3.33M · loan HK$7.76M · min. income ≈ HK$75,248/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$415,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,387
−HK$2,128/mo
▼ 0.25% · 3.875%
HK$40,443
−HK$1,072/mo
Today · 4.125%
HK$41,515
baseline
▲ 0.50% · 4.625%
HK$43,703
+HK$2,188/mo
Deposit HK$3.33M · loan HK$7.76M · min. income ≈ HK$83,030/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$415,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,519
−HK$2,855/mo
▼ 0.25% · 3.875%
HK$46,935
−HK$1,439/mo
Today · 4.125%
HK$48,374
baseline
▲ 0.50% · 4.625%
HK$51,317
+HK$2,943/mo
Deposit HK$1.11M · loan HK$9.98M · min. income ≈ HK$96,748/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$415,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,640
−HK$2,736/mo
▼ 0.25% · 3.875%
HK$51,998
−HK$1,378/mo
Today · 4.125%
HK$53,376
baseline
▲ 0.50% · 4.625%
HK$56,189
+HK$2,813/mo
Deposit HK$1.11M · loan HK$9.98M · min. income ≈ HK$106,752/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$415,884 · Scale 2, in force from 26 Feb 2026)