LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,292
−HK$1,586/mo
▼ 0.25% · 3.875%
HK$26,079
−HK$799/mo
Today · 4.125%
HK$26,878
baseline
▲ 0.50% · 4.625%
HK$28,514
+HK$1,636/mo
Deposit HK$5.55M · loan HK$5.55M · min. income ≈ HK$53,756/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$415,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,137
−HK$1,520/mo
▼ 0.25% · 3.875%
HK$28,892
−HK$765/mo
Today · 4.125%
HK$29,657
baseline
▲ 0.50% · 4.625%
HK$31,221
+HK$1,564/mo
Deposit HK$5.55M · loan HK$5.55M · min. income ≈ HK$59,314/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$415,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,350
−HK$1,904/mo
▼ 0.25% · 3.875%
HK$31,295
−HK$959/mo
Today · 4.125%
HK$32,254
baseline
▲ 0.50% · 4.625%
HK$34,216
+HK$1,962/mo
Deposit HK$4.44M · loan HK$6.66M · min. income ≈ HK$64,508/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$415,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,765
−HK$1,824/mo
▼ 0.25% · 3.875%
HK$34,670
−HK$919/mo
Today · 4.125%
HK$35,589
baseline
▲ 0.50% · 4.625%
HK$37,465
+HK$1,876/mo
Deposit HK$4.44M · loan HK$6.66M · min. income ≈ HK$71,178/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$415,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,409
−HK$2,220/mo
▼ 0.25% · 3.875%
HK$36,510
−HK$1,119/mo
Today · 4.125%
HK$37,629
baseline
▲ 0.50% · 4.625%
HK$39,919
+HK$2,290/mo
Deposit HK$3.33M · loan HK$7.76M · min. income ≈ HK$75,258/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$415,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,392
−HK$2,128/mo
▼ 0.25% · 3.875%
HK$40,449
−HK$1,071/mo
Today · 4.125%
HK$41,520
baseline
▲ 0.50% · 4.625%
HK$43,709
+HK$2,189/mo
Deposit HK$3.33M · loan HK$7.76M · min. income ≈ HK$83,040/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$415,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,526
−HK$2,855/mo
▼ 0.25% · 3.875%
HK$46,942
−HK$1,439/mo
Today · 4.125%
HK$48,381
baseline
▲ 0.50% · 4.625%
HK$51,324
+HK$2,943/mo
Deposit HK$1.11M · loan HK$9.98M · min. income ≈ HK$96,762/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$415,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,647
−HK$2,736/mo
▼ 0.25% · 3.875%
HK$52,005
−HK$1,378/mo
Today · 4.125%
HK$53,383
baseline
▲ 0.50% · 4.625%
HK$56,197
+HK$2,814/mo
Deposit HK$1.11M · loan HK$9.98M · min. income ≈ HK$106,766/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$415,942 · Scale 2, in force from 26 Feb 2026)