LTV · monthly repayment
▼ 0.50% · 3.625%
HK$252,981
−HK$15,864/mo
▼ 0.25% · 3.875%
HK$260,850
−HK$7,995/mo
Today · 4.125%
HK$268,845
baseline
▲ 0.50% · 4.625%
HK$285,203
+HK$16,358/mo
Deposit HK$55.47M · loan HK$55.47M · min. income ≈ HK$537,690/mo (50% DSR)
Upfront cash ≈ HK$62.68M (deposit + AVD stamp duty HK$7,211,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$281,438
−HK$15,206/mo
▼ 0.25% · 3.875%
HK$288,986
−HK$7,658/mo
Today · 4.125%
HK$296,644
baseline
▲ 0.50% · 4.625%
HK$312,280
+HK$15,636/mo
Deposit HK$55.47M · loan HK$55.47M · min. income ≈ HK$593,288/mo (50% DSR)
Upfront cash ≈ HK$62.68M (deposit + AVD stamp duty HK$7,211,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$303,577
−HK$19,037/mo
▼ 0.25% · 3.875%
HK$313,020
−HK$9,594/mo
Today · 4.125%
HK$322,614
baseline
▲ 0.50% · 4.625%
HK$342,244
+HK$19,630/mo
Deposit HK$44.38M · loan HK$66.57M · min. income ≈ HK$645,228/mo (50% DSR)
Upfront cash ≈ HK$51.59M (deposit + AVD stamp duty HK$7,211,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$337,726
−HK$18,246/mo
▼ 0.25% · 3.875%
HK$346,784
−HK$9,188/mo
Today · 4.125%
HK$355,972
baseline
▲ 0.50% · 4.625%
HK$374,736
+HK$18,764/mo
Deposit HK$44.38M · loan HK$66.57M · min. income ≈ HK$711,944/mo (50% DSR)
Upfront cash ≈ HK$51.59M (deposit + AVD stamp duty HK$7,211,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$354,173
−HK$22,210/mo
▼ 0.25% · 3.875%
HK$365,190
−HK$11,193/mo
Today · 4.125%
HK$376,383
baseline
▲ 0.50% · 4.625%
HK$399,285
+HK$22,902/mo
Deposit HK$33.28M · loan HK$77.66M · min. income ≈ HK$752,766/mo (50% DSR)
Upfront cash ≈ HK$40.49M (deposit + AVD stamp duty HK$7,211,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$394,014
−HK$21,287/mo
▼ 0.25% · 3.875%
HK$404,581
−HK$10,720/mo
Today · 4.125%
HK$415,301
baseline
▲ 0.50% · 4.625%
HK$437,192
+HK$21,891/mo
Deposit HK$33.28M · loan HK$77.66M · min. income ≈ HK$830,602/mo (50% DSR)
Upfront cash ≈ HK$40.49M (deposit + AVD stamp duty HK$7,211,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$455,365
−HK$28,556/mo
▼ 0.25% · 3.875%
HK$469,530
−HK$14,391/mo
Today · 4.125%
HK$483,921
baseline
▲ 0.50% · 4.625%
HK$513,366
+HK$29,445/mo
Deposit HK$11.09M · loan HK$99.85M · min. income ≈ HK$967,842/mo (50% DSR)
Upfront cash ≈ HK$18.31M (deposit + AVD stamp duty HK$7,211,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$506,589
−HK$27,370/mo
▼ 0.25% · 3.875%
HK$520,176
−HK$13,783/mo
Today · 4.125%
HK$533,959
baseline
▲ 0.50% · 4.625%
HK$562,104
+HK$28,145/mo
Deposit HK$11.09M · loan HK$99.85M · min. income ≈ HK$1,067,918/mo (50% DSR)
Upfront cash ≈ HK$18.31M (deposit + AVD stamp duty HK$7,211,357 · Scale 2, in force from 26 Feb 2026)