LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,299
−HK$1,586/mo
▼ 0.25% · 3.875%
HK$26,086
−HK$799/mo
Today · 4.125%
HK$26,885
baseline
▲ 0.50% · 4.625%
HK$28,521
+HK$1,636/mo
Deposit HK$5.55M · loan HK$5.55M · min. income ≈ HK$53,770/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$416,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,145
−HK$1,520/mo
▼ 0.25% · 3.875%
HK$28,900
−HK$765/mo
Today · 4.125%
HK$29,665
baseline
▲ 0.50% · 4.625%
HK$31,229
+HK$1,564/mo
Deposit HK$5.55M · loan HK$5.55M · min. income ≈ HK$59,330/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$416,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,359
−HK$1,903/mo
▼ 0.25% · 3.875%
HK$31,303
−HK$959/mo
Today · 4.125%
HK$32,262
baseline
▲ 0.50% · 4.625%
HK$34,225
+HK$1,963/mo
Deposit HK$4.44M · loan HK$6.66M · min. income ≈ HK$64,524/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$416,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,774
−HK$1,824/mo
▼ 0.25% · 3.875%
HK$34,679
−HK$919/mo
Today · 4.125%
HK$35,598
baseline
▲ 0.50% · 4.625%
HK$37,475
+HK$1,877/mo
Deposit HK$4.44M · loan HK$6.66M · min. income ≈ HK$71,196/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$416,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,418
−HK$2,221/mo
▼ 0.25% · 3.875%
HK$36,520
−HK$1,119/mo
Today · 4.125%
HK$37,639
baseline
▲ 0.50% · 4.625%
HK$39,930
+HK$2,291/mo
Deposit HK$3.33M · loan HK$7.77M · min. income ≈ HK$75,278/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$416,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,403
−HK$2,128/mo
▼ 0.25% · 3.875%
HK$40,459
−HK$1,072/mo
Today · 4.125%
HK$41,531
baseline
▲ 0.50% · 4.625%
HK$43,721
+HK$2,190/mo
Deposit HK$3.33M · loan HK$7.77M · min. income ≈ HK$83,062/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$416,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,538
−HK$2,856/mo
▼ 0.25% · 3.875%
HK$46,954
−HK$1,440/mo
Today · 4.125%
HK$48,394
baseline
▲ 0.50% · 4.625%
HK$51,338
+HK$2,944/mo
Deposit HK$1.11M · loan HK$9.99M · min. income ≈ HK$96,788/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$416,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,660
−HK$2,738/mo
▼ 0.25% · 3.875%
HK$52,019
−HK$1,379/mo
Today · 4.125%
HK$53,398
baseline
▲ 0.50% · 4.625%
HK$56,212
+HK$2,814/mo
Deposit HK$1.11M · loan HK$9.99M · min. income ≈ HK$106,796/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$416,053 · Scale 2, in force from 26 Feb 2026)