LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,300
−HK$1,586/mo
▼ 0.25% · 3.875%
HK$26,087
−HK$799/mo
Today · 4.125%
HK$26,886
baseline
▲ 0.50% · 4.625%
HK$28,522
+HK$1,636/mo
Deposit HK$5.55M · loan HK$5.55M · min. income ≈ HK$53,772/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$416,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,146
−HK$1,520/mo
▼ 0.25% · 3.875%
HK$28,901
−HK$765/mo
Today · 4.125%
HK$29,666
baseline
▲ 0.50% · 4.625%
HK$31,230
+HK$1,564/mo
Deposit HK$5.55M · loan HK$5.55M · min. income ≈ HK$59,332/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$416,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,360
−HK$1,903/mo
▼ 0.25% · 3.875%
HK$31,304
−HK$959/mo
Today · 4.125%
HK$32,263
baseline
▲ 0.50% · 4.625%
HK$34,227
+HK$1,964/mo
Deposit HK$4.44M · loan HK$6.66M · min. income ≈ HK$64,526/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$416,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,775
−HK$1,825/mo
▼ 0.25% · 3.875%
HK$34,681
−HK$919/mo
Today · 4.125%
HK$35,600
baseline
▲ 0.50% · 4.625%
HK$37,476
+HK$1,876/mo
Deposit HK$4.44M · loan HK$6.66M · min. income ≈ HK$71,200/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$416,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,420
−HK$2,221/mo
▼ 0.25% · 3.875%
HK$36,521
−HK$1,120/mo
Today · 4.125%
HK$37,641
baseline
▲ 0.50% · 4.625%
HK$39,931
+HK$2,290/mo
Deposit HK$3.33M · loan HK$7.77M · min. income ≈ HK$75,282/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$416,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,404
−HK$2,129/mo
▼ 0.25% · 3.875%
HK$40,461
−HK$1,072/mo
Today · 4.125%
HK$41,533
baseline
▲ 0.50% · 4.625%
HK$43,722
+HK$2,189/mo
Deposit HK$3.33M · loan HK$7.77M · min. income ≈ HK$83,066/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$416,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,539
−HK$2,856/mo
▼ 0.25% · 3.875%
HK$46,956
−HK$1,439/mo
Today · 4.125%
HK$48,395
baseline
▲ 0.50% · 4.625%
HK$51,340
+HK$2,945/mo
Deposit HK$1.11M · loan HK$9.99M · min. income ≈ HK$96,790/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$416,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,662
−HK$2,737/mo
▼ 0.25% · 3.875%
HK$52,021
−HK$1,378/mo
Today · 4.125%
HK$53,399
baseline
▲ 0.50% · 4.625%
HK$56,214
+HK$2,815/mo
Deposit HK$1.11M · loan HK$9.99M · min. income ≈ HK$106,798/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$416,067 · Scale 2, in force from 26 Feb 2026)