LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,300
−HK$1,587/mo
▼ 0.25% · 3.875%
HK$26,087
−HK$800/mo
Today · 4.125%
HK$26,887
baseline
▲ 0.50% · 4.625%
HK$28,523
+HK$1,636/mo
Deposit HK$5.55M · loan HK$5.55M · min. income ≈ HK$53,774/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$416,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,146
−HK$1,521/mo
▼ 0.25% · 3.875%
HK$28,901
−HK$766/mo
Today · 4.125%
HK$29,667
baseline
▲ 0.50% · 4.625%
HK$31,231
+HK$1,564/mo
Deposit HK$5.55M · loan HK$5.55M · min. income ≈ HK$59,334/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$416,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,360
−HK$1,904/mo
▼ 0.25% · 3.875%
HK$31,305
−HK$959/mo
Today · 4.125%
HK$32,264
baseline
▲ 0.50% · 4.625%
HK$34,227
+HK$1,963/mo
Deposit HK$4.44M · loan HK$6.66M · min. income ≈ HK$64,528/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$416,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,775
−HK$1,825/mo
▼ 0.25% · 3.875%
HK$34,681
−HK$919/mo
Today · 4.125%
HK$35,600
baseline
▲ 0.50% · 4.625%
HK$37,477
+HK$1,877/mo
Deposit HK$4.44M · loan HK$6.66M · min. income ≈ HK$71,200/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$416,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,420
−HK$2,221/mo
▼ 0.25% · 3.875%
HK$36,522
−HK$1,119/mo
Today · 4.125%
HK$37,641
baseline
▲ 0.50% · 4.625%
HK$39,932
+HK$2,291/mo
Deposit HK$3.33M · loan HK$7.77M · min. income ≈ HK$75,282/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$416,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,405
−HK$2,128/mo
▼ 0.25% · 3.875%
HK$40,461
−HK$1,072/mo
Today · 4.125%
HK$41,533
baseline
▲ 0.50% · 4.625%
HK$43,723
+HK$2,190/mo
Deposit HK$3.33M · loan HK$7.77M · min. income ≈ HK$83,066/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$416,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,540
−HK$2,856/mo
▼ 0.25% · 3.875%
HK$46,957
−HK$1,439/mo
Today · 4.125%
HK$48,396
baseline
▲ 0.50% · 4.625%
HK$51,341
+HK$2,945/mo
Deposit HK$1.11M · loan HK$9.99M · min. income ≈ HK$96,792/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$416,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,663
−HK$2,737/mo
▼ 0.25% · 3.875%
HK$52,022
−HK$1,378/mo
Today · 4.125%
HK$53,400
baseline
▲ 0.50% · 4.625%
HK$56,215
+HK$2,815/mo
Deposit HK$1.11M · loan HK$9.99M · min. income ≈ HK$106,800/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$416,074 · Scale 2, in force from 26 Feb 2026)