LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,301
−HK$1,587/mo
▼ 0.25% · 3.875%
HK$26,088
−HK$800/mo
Today · 4.125%
HK$26,888
baseline
▲ 0.50% · 4.625%
HK$28,524
+HK$1,636/mo
Deposit HK$5.55M · loan HK$5.55M · min. income ≈ HK$53,776/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$416,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,148
−HK$1,520/mo
▼ 0.25% · 3.875%
HK$28,902
−HK$766/mo
Today · 4.125%
HK$29,668
baseline
▲ 0.50% · 4.625%
HK$31,232
+HK$1,564/mo
Deposit HK$5.55M · loan HK$5.55M · min. income ≈ HK$59,336/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$416,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,362
−HK$1,904/mo
▼ 0.25% · 3.875%
HK$31,306
−HK$960/mo
Today · 4.125%
HK$32,266
baseline
▲ 0.50% · 4.625%
HK$34,229
+HK$1,963/mo
Deposit HK$4.44M · loan HK$6.66M · min. income ≈ HK$64,532/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$416,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,777
−HK$1,825/mo
▼ 0.25% · 3.875%
HK$34,683
−HK$919/mo
Today · 4.125%
HK$35,602
baseline
▲ 0.50% · 4.625%
HK$37,479
+HK$1,877/mo
Deposit HK$4.44M · loan HK$6.66M · min. income ≈ HK$71,204/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$416,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,422
−HK$2,221/mo
▼ 0.25% · 3.875%
HK$36,524
−HK$1,119/mo
Today · 4.125%
HK$37,643
baseline
▲ 0.50% · 4.625%
HK$39,934
+HK$2,291/mo
Deposit HK$3.33M · loan HK$7.77M · min. income ≈ HK$75,286/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$416,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,407
−HK$2,129/mo
▼ 0.25% · 3.875%
HK$40,463
−HK$1,073/mo
Today · 4.125%
HK$41,536
baseline
▲ 0.50% · 4.625%
HK$43,725
+HK$2,189/mo
Deposit HK$3.33M · loan HK$7.77M · min. income ≈ HK$83,072/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$416,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,543
−HK$2,855/mo
▼ 0.25% · 3.875%
HK$46,959
−HK$1,439/mo
Today · 4.125%
HK$48,398
baseline
▲ 0.50% · 4.625%
HK$51,343
+HK$2,945/mo
Deposit HK$1.11M · loan HK$9.99M · min. income ≈ HK$96,796/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$416,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,666
−HK$2,737/mo
▼ 0.25% · 3.875%
HK$52,024
−HK$1,379/mo
Today · 4.125%
HK$53,403
baseline
▲ 0.50% · 4.625%
HK$56,218
+HK$2,815/mo
Deposit HK$1.11M · loan HK$9.99M · min. income ≈ HK$106,806/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$416,096 · Scale 2, in force from 26 Feb 2026)