LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,303
−HK$1,587/mo
▼ 0.25% · 3.875%
HK$26,091
−HK$799/mo
Today · 4.125%
HK$26,890
baseline
▲ 0.50% · 4.625%
HK$28,526
+HK$1,636/mo
Deposit HK$5.55M · loan HK$5.55M · min. income ≈ HK$53,780/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$416,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,150
−HK$1,521/mo
▼ 0.25% · 3.875%
HK$28,905
−HK$766/mo
Today · 4.125%
HK$29,671
baseline
▲ 0.50% · 4.625%
HK$31,235
+HK$1,564/mo
Deposit HK$5.55M · loan HK$5.55M · min. income ≈ HK$59,342/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$416,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,364
−HK$1,904/mo
▼ 0.25% · 3.875%
HK$31,309
−HK$959/mo
Today · 4.125%
HK$32,268
baseline
▲ 0.50% · 4.625%
HK$34,232
+HK$1,964/mo
Deposit HK$4.44M · loan HK$6.66M · min. income ≈ HK$64,536/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$416,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,780
−HK$1,825/mo
▼ 0.25% · 3.875%
HK$34,686
−HK$919/mo
Today · 4.125%
HK$35,605
baseline
▲ 0.50% · 4.625%
HK$37,482
+HK$1,877/mo
Deposit HK$4.44M · loan HK$6.66M · min. income ≈ HK$71,210/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$416,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,425
−HK$2,221/mo
▼ 0.25% · 3.875%
HK$36,527
−HK$1,119/mo
Today · 4.125%
HK$37,646
baseline
▲ 0.50% · 4.625%
HK$39,937
+HK$2,291/mo
Deposit HK$3.33M · loan HK$7.77M · min. income ≈ HK$75,292/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$416,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,410
−HK$2,129/mo
▼ 0.25% · 3.875%
HK$40,467
−HK$1,072/mo
Today · 4.125%
HK$41,539
baseline
▲ 0.50% · 4.625%
HK$43,728
+HK$2,189/mo
Deposit HK$3.33M · loan HK$7.77M · min. income ≈ HK$83,078/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$416,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,546
−HK$2,856/mo
▼ 0.25% · 3.875%
HK$46,963
−HK$1,439/mo
Today · 4.125%
HK$48,402
baseline
▲ 0.50% · 4.625%
HK$51,347
+HK$2,945/mo
Deposit HK$1.11M · loan HK$9.99M · min. income ≈ HK$96,804/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$416,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,670
−HK$2,737/mo
▼ 0.25% · 3.875%
HK$52,029
−HK$1,378/mo
Today · 4.125%
HK$53,407
baseline
▲ 0.50% · 4.625%
HK$56,222
+HK$2,815/mo
Deposit HK$1.11M · loan HK$9.99M · min. income ≈ HK$106,814/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$416,128 · Scale 2, in force from 26 Feb 2026)