LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,304
−HK$1,587/mo
▼ 0.25% · 3.875%
HK$26,091
−HK$800/mo
Today · 4.125%
HK$26,891
baseline
▲ 0.50% · 4.625%
HK$28,527
+HK$1,636/mo
Deposit HK$5.55M · loan HK$5.55M · min. income ≈ HK$53,782/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$416,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,151
−HK$1,521/mo
▼ 0.25% · 3.875%
HK$28,906
−HK$766/mo
Today · 4.125%
HK$29,672
baseline
▲ 0.50% · 4.625%
HK$31,236
+HK$1,564/mo
Deposit HK$5.55M · loan HK$5.55M · min. income ≈ HK$59,344/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$416,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,365
−HK$1,904/mo
▼ 0.25% · 3.875%
HK$31,310
−HK$959/mo
Today · 4.125%
HK$32,269
baseline
▲ 0.50% · 4.625%
HK$34,233
+HK$1,964/mo
Deposit HK$4.44M · loan HK$6.66M · min. income ≈ HK$64,538/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$416,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,781
−HK$1,825/mo
▼ 0.25% · 3.875%
HK$34,687
−HK$919/mo
Today · 4.125%
HK$35,606
baseline
▲ 0.50% · 4.625%
HK$37,483
+HK$1,877/mo
Deposit HK$4.44M · loan HK$6.66M · min. income ≈ HK$71,212/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$416,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,426
−HK$2,221/mo
▼ 0.25% · 3.875%
HK$36,528
−HK$1,119/mo
Today · 4.125%
HK$37,647
baseline
▲ 0.50% · 4.625%
HK$39,938
+HK$2,291/mo
Deposit HK$3.33M · loan HK$7.77M · min. income ≈ HK$75,294/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$416,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,411
−HK$2,129/mo
▼ 0.25% · 3.875%
HK$40,468
−HK$1,072/mo
Today · 4.125%
HK$41,540
baseline
▲ 0.50% · 4.625%
HK$43,730
+HK$2,190/mo
Deposit HK$3.33M · loan HK$7.77M · min. income ≈ HK$83,080/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$416,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,547
−HK$2,857/mo
▼ 0.25% · 3.875%
HK$46,964
−HK$1,440/mo
Today · 4.125%
HK$48,404
baseline
▲ 0.50% · 4.625%
HK$51,349
+HK$2,945/mo
Deposit HK$1.11M · loan HK$9.99M · min. income ≈ HK$96,808/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$416,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,671
−HK$2,738/mo
▼ 0.25% · 3.875%
HK$52,030
−HK$1,379/mo
Today · 4.125%
HK$53,409
baseline
▲ 0.50% · 4.625%
HK$56,224
+HK$2,815/mo
Deposit HK$1.11M · loan HK$9.99M · min. income ≈ HK$106,818/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$416,140 · Scale 2, in force from 26 Feb 2026)