LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,310
−HK$1,588/mo
▼ 0.25% · 3.875%
HK$26,098
−HK$800/mo
Today · 4.125%
HK$26,898
baseline
▲ 0.50% · 4.625%
HK$28,534
+HK$1,636/mo
Deposit HK$5.55M · loan HK$5.55M · min. income ≈ HK$53,796/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$416,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,158
−HK$1,521/mo
▼ 0.25% · 3.875%
HK$28,913
−HK$766/mo
Today · 4.125%
HK$29,679
baseline
▲ 0.50% · 4.625%
HK$31,243
+HK$1,564/mo
Deposit HK$5.55M · loan HK$5.55M · min. income ≈ HK$59,358/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$416,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,372
−HK$1,905/mo
▼ 0.25% · 3.875%
HK$31,317
−HK$960/mo
Today · 4.125%
HK$32,277
baseline
▲ 0.50% · 4.625%
HK$34,241
+HK$1,964/mo
Deposit HK$4.44M · loan HK$6.66M · min. income ≈ HK$64,554/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$416,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,789
−HK$1,826/mo
▼ 0.25% · 3.875%
HK$34,695
−HK$920/mo
Today · 4.125%
HK$35,615
baseline
▲ 0.50% · 4.625%
HK$37,492
+HK$1,877/mo
Deposit HK$4.44M · loan HK$6.66M · min. income ≈ HK$71,230/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$416,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,435
−HK$2,222/mo
▼ 0.25% · 3.875%
HK$36,537
−HK$1,120/mo
Today · 4.125%
HK$37,657
baseline
▲ 0.50% · 4.625%
HK$39,948
+HK$2,291/mo
Deposit HK$3.33M · loan HK$7.77M · min. income ≈ HK$75,314/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$416,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,421
−HK$2,129/mo
▼ 0.25% · 3.875%
HK$40,478
−HK$1,072/mo
Today · 4.125%
HK$41,550
baseline
▲ 0.50% · 4.625%
HK$43,741
+HK$2,191/mo
Deposit HK$3.33M · loan HK$7.77M · min. income ≈ HK$83,100/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$416,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,559
−HK$2,857/mo
▼ 0.25% · 3.875%
HK$46,976
−HK$1,440/mo
Today · 4.125%
HK$48,416
baseline
▲ 0.50% · 4.625%
HK$51,362
+HK$2,946/mo
Deposit HK$1.11M · loan HK$9.99M · min. income ≈ HK$96,832/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$416,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,684
−HK$2,738/mo
▼ 0.25% · 3.875%
HK$52,043
−HK$1,379/mo
Today · 4.125%
HK$53,422
baseline
▲ 0.50% · 4.625%
HK$56,238
+HK$2,816/mo
Deposit HK$1.11M · loan HK$9.99M · min. income ≈ HK$106,844/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$416,243 · Scale 2, in force from 26 Feb 2026)