LTV · monthly repayment
▼ 0.50% · 3.625%
HK$253,116
−HK$15,872/mo
▼ 0.25% · 3.875%
HK$260,989
−HK$7,999/mo
Today · 4.125%
HK$268,988
baseline
▲ 0.50% · 4.625%
HK$285,356
+HK$16,368/mo
Deposit HK$55.50M · loan HK$55.50M · min. income ≈ HK$537,976/mo (50% DSR)
Upfront cash ≈ HK$62.72M (deposit + AVD stamp duty HK$7,215,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$281,589
−HK$15,213/mo
▼ 0.25% · 3.875%
HK$289,141
−HK$7,661/mo
Today · 4.125%
HK$296,802
baseline
▲ 0.50% · 4.625%
HK$312,447
+HK$15,645/mo
Deposit HK$55.50M · loan HK$55.50M · min. income ≈ HK$593,604/mo (50% DSR)
Upfront cash ≈ HK$62.72M (deposit + AVD stamp duty HK$7,215,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$303,739
−HK$19,047/mo
▼ 0.25% · 3.875%
HK$313,187
−HK$9,599/mo
Today · 4.125%
HK$322,786
baseline
▲ 0.50% · 4.625%
HK$342,427
+HK$19,641/mo
Deposit HK$44.40M · loan HK$66.60M · min. income ≈ HK$645,572/mo (50% DSR)
Upfront cash ≈ HK$51.62M (deposit + AVD stamp duty HK$7,215,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$337,907
−HK$18,256/mo
▼ 0.25% · 3.875%
HK$346,969
−HK$9,194/mo
Today · 4.125%
HK$356,163
baseline
▲ 0.50% · 4.625%
HK$374,936
+HK$18,773/mo
Deposit HK$44.40M · loan HK$66.60M · min. income ≈ HK$712,326/mo (50% DSR)
Upfront cash ≈ HK$51.62M (deposit + AVD stamp duty HK$7,215,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$354,362
−HK$22,222/mo
▼ 0.25% · 3.875%
HK$365,385
−HK$11,199/mo
Today · 4.125%
HK$376,584
baseline
▲ 0.50% · 4.625%
HK$399,498
+HK$22,914/mo
Deposit HK$33.30M · loan HK$77.70M · min. income ≈ HK$753,168/mo (50% DSR)
Upfront cash ≈ HK$40.52M (deposit + AVD stamp duty HK$7,215,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$394,224
−HK$21,299/mo
▼ 0.25% · 3.875%
HK$404,797
−HK$10,726/mo
Today · 4.125%
HK$415,523
baseline
▲ 0.50% · 4.625%
HK$437,426
+HK$21,903/mo
Deposit HK$33.30M · loan HK$77.70M · min. income ≈ HK$831,046/mo (50% DSR)
Upfront cash ≈ HK$40.52M (deposit + AVD stamp duty HK$7,215,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$455,608
−HK$28,571/mo
▼ 0.25% · 3.875%
HK$469,780
−HK$14,399/mo
Today · 4.125%
HK$484,179
baseline
▲ 0.50% · 4.625%
HK$513,640
+HK$29,461/mo
Deposit HK$11.10M · loan HK$99.90M · min. income ≈ HK$968,358/mo (50% DSR)
Upfront cash ≈ HK$18.32M (deposit + AVD stamp duty HK$7,215,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$506,860
−HK$27,384/mo
▼ 0.25% · 3.875%
HK$520,454
−HK$13,790/mo
Today · 4.125%
HK$534,244
baseline
▲ 0.50% · 4.625%
HK$562,405
+HK$28,161/mo
Deposit HK$11.10M · loan HK$99.90M · min. income ≈ HK$1,068,488/mo (50% DSR)
Upfront cash ≈ HK$18.32M (deposit + AVD stamp duty HK$7,215,209 · Scale 2, in force from 26 Feb 2026)