LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,314
−HK$1,587/mo
▼ 0.25% · 3.875%
HK$26,101
−HK$800/mo
Today · 4.125%
HK$26,901
baseline
▲ 0.50% · 4.625%
HK$28,538
+HK$1,637/mo
Deposit HK$5.55M · loan HK$5.55M · min. income ≈ HK$53,802/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$416,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,161
−HK$1,522/mo
▼ 0.25% · 3.875%
HK$28,916
−HK$767/mo
Today · 4.125%
HK$29,683
baseline
▲ 0.50% · 4.625%
HK$31,247
+HK$1,564/mo
Deposit HK$5.55M · loan HK$5.55M · min. income ≈ HK$59,366/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$416,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,376
−HK$1,905/mo
▼ 0.25% · 3.875%
HK$31,321
−HK$960/mo
Today · 4.125%
HK$32,281
baseline
▲ 0.50% · 4.625%
HK$34,245
+HK$1,964/mo
Deposit HK$4.44M · loan HK$6.66M · min. income ≈ HK$64,562/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$416,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,793
−HK$1,826/mo
▼ 0.25% · 3.875%
HK$34,700
−HK$919/mo
Today · 4.125%
HK$35,619
baseline
▲ 0.50% · 4.625%
HK$37,497
+HK$1,878/mo
Deposit HK$4.44M · loan HK$6.66M · min. income ≈ HK$71,238/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$416,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,439
−HK$2,222/mo
▼ 0.25% · 3.875%
HK$36,541
−HK$1,120/mo
Today · 4.125%
HK$37,661
baseline
▲ 0.50% · 4.625%
HK$39,953
+HK$2,292/mo
Deposit HK$3.33M · loan HK$7.77M · min. income ≈ HK$75,322/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$416,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,426
−HK$2,130/mo
▼ 0.25% · 3.875%
HK$40,483
−HK$1,073/mo
Today · 4.125%
HK$41,556
baseline
▲ 0.50% · 4.625%
HK$43,746
+HK$2,190/mo
Deposit HK$3.33M · loan HK$7.77M · min. income ≈ HK$83,112/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$416,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,564
−HK$2,858/mo
▼ 0.25% · 3.875%
HK$46,982
−HK$1,440/mo
Today · 4.125%
HK$48,422
baseline
▲ 0.50% · 4.625%
HK$51,368
+HK$2,946/mo
Deposit HK$1.11M · loan HK$9.99M · min. income ≈ HK$96,844/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$416,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,690
−HK$2,739/mo
▼ 0.25% · 3.875%
HK$52,049
−HK$1,380/mo
Today · 4.125%
HK$53,429
baseline
▲ 0.50% · 4.625%
HK$56,245
+HK$2,816/mo
Deposit HK$1.11M · loan HK$9.99M · min. income ≈ HK$106,858/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$416,295 · Scale 2, in force from 26 Feb 2026)