LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,317
−HK$1,588/mo
▼ 0.25% · 3.875%
HK$26,104
−HK$801/mo
Today · 4.125%
HK$26,905
baseline
▲ 0.50% · 4.625%
HK$28,542
+HK$1,637/mo
Deposit HK$5.55M · loan HK$5.55M · min. income ≈ HK$53,810/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$416,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,165
−HK$1,522/mo
▼ 0.25% · 3.875%
HK$28,920
−HK$767/mo
Today · 4.125%
HK$29,687
baseline
▲ 0.50% · 4.625%
HK$31,251
+HK$1,564/mo
Deposit HK$5.55M · loan HK$5.55M · min. income ≈ HK$59,374/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$416,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,380
−HK$1,906/mo
▼ 0.25% · 3.875%
HK$31,325
−HK$961/mo
Today · 4.125%
HK$32,286
baseline
▲ 0.50% · 4.625%
HK$34,250
+HK$1,964/mo
Deposit HK$4.44M · loan HK$6.66M · min. income ≈ HK$64,572/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$416,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,798
−HK$1,826/mo
▼ 0.25% · 3.875%
HK$34,704
−HK$920/mo
Today · 4.125%
HK$35,624
baseline
▲ 0.50% · 4.625%
HK$37,502
+HK$1,878/mo
Deposit HK$4.44M · loan HK$6.66M · min. income ≈ HK$71,248/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$416,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,444
−HK$2,222/mo
▼ 0.25% · 3.875%
HK$36,546
−HK$1,120/mo
Today · 4.125%
HK$37,666
baseline
▲ 0.50% · 4.625%
HK$39,958
+HK$2,292/mo
Deposit HK$3.33M · loan HK$7.77M · min. income ≈ HK$75,332/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$416,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,431
−HK$2,130/mo
▼ 0.25% · 3.875%
HK$40,488
−HK$1,073/mo
Today · 4.125%
HK$41,561
baseline
▲ 0.50% · 4.625%
HK$43,752
+HK$2,191/mo
Deposit HK$3.33M · loan HK$7.77M · min. income ≈ HK$83,122/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$416,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,571
−HK$2,857/mo
▼ 0.25% · 3.875%
HK$46,988
−HK$1,440/mo
Today · 4.125%
HK$48,428
baseline
▲ 0.50% · 4.625%
HK$51,375
+HK$2,947/mo
Deposit HK$1.11M · loan HK$9.99M · min. income ≈ HK$96,856/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$416,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,697
−HK$2,739/mo
▼ 0.25% · 3.875%
HK$52,056
−HK$1,380/mo
Today · 4.125%
HK$53,436
baseline
▲ 0.50% · 4.625%
HK$56,252
+HK$2,816/mo
Deposit HK$1.11M · loan HK$9.99M · min. income ≈ HK$106,872/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$416,351 · Scale 2, in force from 26 Feb 2026)