LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,322
−HK$1,588/mo
▼ 0.25% · 3.875%
HK$26,110
−HK$800/mo
Today · 4.125%
HK$26,910
baseline
▲ 0.50% · 4.625%
HK$28,547
+HK$1,637/mo
Deposit HK$5.55M · loan HK$5.55M · min. income ≈ HK$53,820/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$416,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,171
−HK$1,522/mo
▼ 0.25% · 3.875%
HK$28,926
−HK$767/mo
Today · 4.125%
HK$29,693
baseline
▲ 0.50% · 4.625%
HK$31,258
+HK$1,565/mo
Deposit HK$5.55M · loan HK$5.55M · min. income ≈ HK$59,386/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$416,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,387
−HK$1,905/mo
▼ 0.25% · 3.875%
HK$31,332
−HK$960/mo
Today · 4.125%
HK$32,292
baseline
▲ 0.50% · 4.625%
HK$34,257
+HK$1,965/mo
Deposit HK$4.44M · loan HK$6.66M · min. income ≈ HK$64,584/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$416,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,805
−HK$1,826/mo
▼ 0.25% · 3.875%
HK$34,711
−HK$920/mo
Today · 4.125%
HK$35,631
baseline
▲ 0.50% · 4.625%
HK$37,509
+HK$1,878/mo
Deposit HK$4.44M · loan HK$6.66M · min. income ≈ HK$71,262/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$416,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,451
−HK$2,223/mo
▼ 0.25% · 3.875%
HK$36,554
−HK$1,120/mo
Today · 4.125%
HK$37,674
baseline
▲ 0.50% · 4.625%
HK$39,966
+HK$2,292/mo
Deposit HK$3.33M · loan HK$7.77M · min. income ≈ HK$75,348/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$416,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,439
−HK$2,131/mo
▼ 0.25% · 3.875%
HK$40,497
−HK$1,073/mo
Today · 4.125%
HK$41,570
baseline
▲ 0.50% · 4.625%
HK$43,761
+HK$2,191/mo
Deposit HK$3.33M · loan HK$7.77M · min. income ≈ HK$83,140/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$416,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,580
−HK$2,858/mo
▼ 0.25% · 3.875%
HK$46,998
−HK$1,440/mo
Today · 4.125%
HK$48,438
baseline
▲ 0.50% · 4.625%
HK$51,385
+HK$2,947/mo
Deposit HK$1.11M · loan HK$9.99M · min. income ≈ HK$96,876/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$416,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,707
−HK$2,740/mo
▼ 0.25% · 3.875%
HK$52,067
−HK$1,380/mo
Today · 4.125%
HK$53,447
baseline
▲ 0.50% · 4.625%
HK$56,264
+HK$2,817/mo
Deposit HK$1.11M · loan HK$9.99M · min. income ≈ HK$106,894/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$416,436 · Scale 2, in force from 26 Feb 2026)