LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,324
−HK$1,588/mo
▼ 0.25% · 3.875%
HK$26,112
−HK$800/mo
Today · 4.125%
HK$26,912
baseline
▲ 0.50% · 4.625%
HK$28,550
+HK$1,638/mo
Deposit HK$5.55M · loan HK$5.55M · min. income ≈ HK$53,824/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$416,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,173
−HK$1,522/mo
▼ 0.25% · 3.875%
HK$28,929
−HK$766/mo
Today · 4.125%
HK$29,695
baseline
▲ 0.50% · 4.625%
HK$31,261
+HK$1,566/mo
Deposit HK$5.55M · loan HK$5.55M · min. income ≈ HK$59,390/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$416,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,389
−HK$1,906/mo
▼ 0.25% · 3.875%
HK$31,335
−HK$960/mo
Today · 4.125%
HK$32,295
baseline
▲ 0.50% · 4.625%
HK$34,260
+HK$1,965/mo
Deposit HK$4.44M · loan HK$6.66M · min. income ≈ HK$64,590/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$416,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,808
−HK$1,826/mo
▼ 0.25% · 3.875%
HK$34,714
−HK$920/mo
Today · 4.125%
HK$35,634
baseline
▲ 0.50% · 4.625%
HK$37,513
+HK$1,879/mo
Deposit HK$4.44M · loan HK$6.66M · min. income ≈ HK$71,268/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$416,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,454
−HK$2,223/mo
▼ 0.25% · 3.875%
HK$36,557
−HK$1,120/mo
Today · 4.125%
HK$37,677
baseline
▲ 0.50% · 4.625%
HK$39,970
+HK$2,293/mo
Deposit HK$3.33M · loan HK$7.77M · min. income ≈ HK$75,354/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$416,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,442
−HK$2,131/mo
▼ 0.25% · 3.875%
HK$40,500
−HK$1,073/mo
Today · 4.125%
HK$41,573
baseline
▲ 0.50% · 4.625%
HK$43,765
+HK$2,192/mo
Deposit HK$3.33M · loan HK$7.77M · min. income ≈ HK$83,146/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$416,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,584
−HK$2,858/mo
▼ 0.25% · 3.875%
HK$47,002
−HK$1,440/mo
Today · 4.125%
HK$48,442
baseline
▲ 0.50% · 4.625%
HK$51,390
+HK$2,948/mo
Deposit HK$1.11M · loan HK$10.00M · min. income ≈ HK$96,884/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$416,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,712
−HK$2,739/mo
▼ 0.25% · 3.875%
HK$52,072
−HK$1,379/mo
Today · 4.125%
HK$53,451
baseline
▲ 0.50% · 4.625%
HK$56,269
+HK$2,818/mo
Deposit HK$1.11M · loan HK$10.00M · min. income ≈ HK$106,902/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$416,473 · Scale 2, in force from 26 Feb 2026)