LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,326
−HK$1,588/mo
▼ 0.25% · 3.875%
HK$26,114
−HK$800/mo
Today · 4.125%
HK$26,914
baseline
▲ 0.50% · 4.625%
HK$28,552
+HK$1,638/mo
Deposit HK$5.55M · loan HK$5.55M · min. income ≈ HK$53,828/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$416,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,175
−HK$1,522/mo
▼ 0.25% · 3.875%
HK$28,931
−HK$766/mo
Today · 4.125%
HK$29,697
baseline
▲ 0.50% · 4.625%
HK$31,263
+HK$1,566/mo
Deposit HK$5.55M · loan HK$5.55M · min. income ≈ HK$59,394/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$416,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,391
−HK$1,906/mo
▼ 0.25% · 3.875%
HK$31,337
−HK$960/mo
Today · 4.125%
HK$32,297
baseline
▲ 0.50% · 4.625%
HK$34,262
+HK$1,965/mo
Deposit HK$4.44M · loan HK$6.66M · min. income ≈ HK$64,594/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$416,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,810
−HK$1,827/mo
▼ 0.25% · 3.875%
HK$34,717
−HK$920/mo
Today · 4.125%
HK$35,637
baseline
▲ 0.50% · 4.625%
HK$37,515
+HK$1,878/mo
Deposit HK$4.44M · loan HK$6.66M · min. income ≈ HK$71,274/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$416,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,456
−HK$2,224/mo
▼ 0.25% · 3.875%
HK$36,559
−HK$1,121/mo
Today · 4.125%
HK$37,680
baseline
▲ 0.50% · 4.625%
HK$39,973
+HK$2,293/mo
Deposit HK$3.33M · loan HK$7.77M · min. income ≈ HK$75,360/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$416,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,445
−HK$2,131/mo
▼ 0.25% · 3.875%
HK$40,503
−HK$1,073/mo
Today · 4.125%
HK$41,576
baseline
▲ 0.50% · 4.625%
HK$43,768
+HK$2,192/mo
Deposit HK$3.33M · loan HK$7.77M · min. income ≈ HK$83,152/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$416,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,587
−HK$2,859/mo
▼ 0.25% · 3.875%
HK$47,005
−HK$1,441/mo
Today · 4.125%
HK$48,446
baseline
▲ 0.50% · 4.625%
HK$51,393
+HK$2,947/mo
Deposit HK$1.11M · loan HK$10.00M · min. income ≈ HK$96,892/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$416,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,715
−HK$2,740/mo
▼ 0.25% · 3.875%
HK$52,075
−HK$1,380/mo
Today · 4.125%
HK$53,455
baseline
▲ 0.50% · 4.625%
HK$56,273
+HK$2,818/mo
Deposit HK$1.11M · loan HK$10.00M · min. income ≈ HK$106,910/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$416,500 · Scale 2, in force from 26 Feb 2026)