LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,345
−HK$1,589/mo
▼ 0.25% · 3.875%
HK$26,133
−HK$801/mo
Today · 4.125%
HK$26,934
baseline
▲ 0.50% · 4.625%
HK$28,573
+HK$1,639/mo
Deposit HK$5.56M · loan HK$5.56M · min. income ≈ HK$53,868/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$416,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,196
−HK$1,523/mo
▼ 0.25% · 3.875%
HK$28,952
−HK$767/mo
Today · 4.125%
HK$29,719
baseline
▲ 0.50% · 4.625%
HK$31,285
+HK$1,566/mo
Deposit HK$5.56M · loan HK$5.56M · min. income ≈ HK$59,438/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$416,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,413
−HK$1,908/mo
▼ 0.25% · 3.875%
HK$31,359
−HK$962/mo
Today · 4.125%
HK$32,321
baseline
▲ 0.50% · 4.625%
HK$34,287
+HK$1,966/mo
Deposit HK$4.45M · loan HK$6.67M · min. income ≈ HK$64,642/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$416,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,835
−HK$1,828/mo
▼ 0.25% · 3.875%
HK$34,742
−HK$921/mo
Today · 4.125%
HK$35,663
baseline
▲ 0.50% · 4.625%
HK$37,542
+HK$1,879/mo
Deposit HK$4.45M · loan HK$6.67M · min. income ≈ HK$71,326/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$416,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,482
−HK$2,225/mo
▼ 0.25% · 3.875%
HK$36,586
−HK$1,121/mo
Today · 4.125%
HK$37,707
baseline
▲ 0.50% · 4.625%
HK$40,002
+HK$2,295/mo
Deposit HK$3.33M · loan HK$7.78M · min. income ≈ HK$75,414/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$416,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,474
−HK$2,132/mo
▼ 0.25% · 3.875%
HK$40,532
−HK$1,074/mo
Today · 4.125%
HK$41,606
baseline
▲ 0.50% · 4.625%
HK$43,800
+HK$2,194/mo
Deposit HK$3.33M · loan HK$7.78M · min. income ≈ HK$83,212/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$416,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,620
−HK$2,861/mo
▼ 0.25% · 3.875%
HK$47,039
−HK$1,442/mo
Today · 4.125%
HK$48,481
baseline
▲ 0.50% · 4.625%
HK$51,431
+HK$2,950/mo
Deposit HK$1.11M · loan HK$10.00M · min. income ≈ HK$96,962/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$416,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,752
−HK$2,742/mo
▼ 0.25% · 3.875%
HK$52,113
−HK$1,381/mo
Today · 4.125%
HK$53,494
baseline
▲ 0.50% · 4.625%
HK$56,314
+HK$2,820/mo
Deposit HK$1.11M · loan HK$10.00M · min. income ≈ HK$106,988/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$416,805 · Scale 2, in force from 26 Feb 2026)