LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,345
−HK$1,590/mo
▼ 0.25% · 3.875%
HK$26,134
−HK$801/mo
Today · 4.125%
HK$26,935
baseline
▲ 0.50% · 4.625%
HK$28,574
+HK$1,639/mo
Deposit HK$5.56M · loan HK$5.56M · min. income ≈ HK$53,870/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$416,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,196
−HK$1,524/mo
▼ 0.25% · 3.875%
HK$28,953
−HK$767/mo
Today · 4.125%
HK$29,720
baseline
▲ 0.50% · 4.625%
HK$31,286
+HK$1,566/mo
Deposit HK$5.56M · loan HK$5.56M · min. income ≈ HK$59,440/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$416,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,414
−HK$1,908/mo
▼ 0.25% · 3.875%
HK$31,360
−HK$962/mo
Today · 4.125%
HK$32,322
baseline
▲ 0.50% · 4.625%
HK$34,288
+HK$1,966/mo
Deposit HK$4.45M · loan HK$6.67M · min. income ≈ HK$64,644/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$416,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,836
−HK$1,828/mo
▼ 0.25% · 3.875%
HK$34,743
−HK$921/mo
Today · 4.125%
HK$35,664
baseline
▲ 0.50% · 4.625%
HK$37,544
+HK$1,880/mo
Deposit HK$4.45M · loan HK$6.67M · min. income ≈ HK$71,328/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$416,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,483
−HK$2,226/mo
▼ 0.25% · 3.875%
HK$36,587
−HK$1,122/mo
Today · 4.125%
HK$37,709
baseline
▲ 0.50% · 4.625%
HK$40,003
+HK$2,294/mo
Deposit HK$3.33M · loan HK$7.78M · min. income ≈ HK$75,418/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$416,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,475
−HK$2,133/mo
▼ 0.25% · 3.875%
HK$40,534
−HK$1,074/mo
Today · 4.125%
HK$41,608
baseline
▲ 0.50% · 4.625%
HK$43,801
+HK$2,193/mo
Deposit HK$3.33M · loan HK$7.78M · min. income ≈ HK$83,216/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$416,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,622
−HK$2,860/mo
▼ 0.25% · 3.875%
HK$47,041
−HK$1,441/mo
Today · 4.125%
HK$48,482
baseline
▲ 0.50% · 4.625%
HK$51,433
+HK$2,951/mo
Deposit HK$1.11M · loan HK$10.00M · min. income ≈ HK$96,964/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$416,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,754
−HK$2,742/mo
▼ 0.25% · 3.875%
HK$52,115
−HK$1,381/mo
Today · 4.125%
HK$53,496
baseline
▲ 0.50% · 4.625%
HK$56,315
+HK$2,819/mo
Deposit HK$1.11M · loan HK$10.00M · min. income ≈ HK$106,992/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$416,818 · Scale 2, in force from 26 Feb 2026)