LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,346
−HK$1,589/mo
▼ 0.25% · 3.875%
HK$26,134
−HK$801/mo
Today · 4.125%
HK$26,935
baseline
▲ 0.50% · 4.625%
HK$28,574
+HK$1,639/mo
Deposit HK$5.56M · loan HK$5.56M · min. income ≈ HK$53,870/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$416,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,197
−HK$1,523/mo
▼ 0.25% · 3.875%
HK$28,953
−HK$767/mo
Today · 4.125%
HK$29,720
baseline
▲ 0.50% · 4.625%
HK$31,287
+HK$1,567/mo
Deposit HK$5.56M · loan HK$5.56M · min. income ≈ HK$59,440/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$416,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,415
−HK$1,907/mo
▼ 0.25% · 3.875%
HK$31,361
−HK$961/mo
Today · 4.125%
HK$32,322
baseline
▲ 0.50% · 4.625%
HK$34,289
+HK$1,967/mo
Deposit HK$4.45M · loan HK$6.67M · min. income ≈ HK$64,644/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$416,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,836
−HK$1,829/mo
▼ 0.25% · 3.875%
HK$34,744
−HK$921/mo
Today · 4.125%
HK$35,665
baseline
▲ 0.50% · 4.625%
HK$37,544
+HK$1,879/mo
Deposit HK$4.45M · loan HK$6.67M · min. income ≈ HK$71,330/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$416,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,484
−HK$2,225/mo
▼ 0.25% · 3.875%
HK$36,588
−HK$1,121/mo
Today · 4.125%
HK$37,709
baseline
▲ 0.50% · 4.625%
HK$40,004
+HK$2,295/mo
Deposit HK$3.33M · loan HK$7.78M · min. income ≈ HK$75,418/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$416,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,476
−HK$2,133/mo
▼ 0.25% · 3.875%
HK$40,535
−HK$1,074/mo
Today · 4.125%
HK$41,609
baseline
▲ 0.50% · 4.625%
HK$43,802
+HK$2,193/mo
Deposit HK$3.33M · loan HK$7.78M · min. income ≈ HK$83,218/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$416,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,623
−HK$2,861/mo
▼ 0.25% · 3.875%
HK$47,042
−HK$1,442/mo
Today · 4.125%
HK$48,484
baseline
▲ 0.50% · 4.625%
HK$51,434
+HK$2,950/mo
Deposit HK$1.11M · loan HK$10.00M · min. income ≈ HK$96,968/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$416,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,755
−HK$2,742/mo
▼ 0.25% · 3.875%
HK$52,116
−HK$1,381/mo
Today · 4.125%
HK$53,497
baseline
▲ 0.50% · 4.625%
HK$56,317
+HK$2,820/mo
Deposit HK$1.11M · loan HK$10.00M · min. income ≈ HK$106,994/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$416,827 · Scale 2, in force from 26 Feb 2026)