LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,347
−HK$1,590/mo
▼ 0.25% · 3.875%
HK$26,136
−HK$801/mo
Today · 4.125%
HK$26,937
baseline
▲ 0.50% · 4.625%
HK$28,576
+HK$1,639/mo
Deposit HK$5.56M · loan HK$5.56M · min. income ≈ HK$53,874/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$416,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,199
−HK$1,523/mo
▼ 0.25% · 3.875%
HK$28,955
−HK$767/mo
Today · 4.125%
HK$29,722
baseline
▲ 0.50% · 4.625%
HK$31,289
+HK$1,567/mo
Deposit HK$5.56M · loan HK$5.56M · min. income ≈ HK$59,444/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$416,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,417
−HK$1,907/mo
▼ 0.25% · 3.875%
HK$31,363
−HK$961/mo
Today · 4.125%
HK$32,324
baseline
▲ 0.50% · 4.625%
HK$34,291
+HK$1,967/mo
Deposit HK$4.45M · loan HK$6.67M · min. income ≈ HK$64,648/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$416,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,838
−HK$1,829/mo
▼ 0.25% · 3.875%
HK$34,746
−HK$921/mo
Today · 4.125%
HK$35,667
baseline
▲ 0.50% · 4.625%
HK$37,547
+HK$1,880/mo
Deposit HK$4.45M · loan HK$6.67M · min. income ≈ HK$71,334/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$416,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,486
−HK$2,226/mo
▼ 0.25% · 3.875%
HK$36,590
−HK$1,122/mo
Today · 4.125%
HK$37,712
baseline
▲ 0.50% · 4.625%
HK$40,006
+HK$2,294/mo
Deposit HK$3.33M · loan HK$7.78M · min. income ≈ HK$75,424/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$416,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,478
−HK$2,133/mo
▼ 0.25% · 3.875%
HK$40,537
−HK$1,074/mo
Today · 4.125%
HK$41,611
baseline
▲ 0.50% · 4.625%
HK$43,804
+HK$2,193/mo
Deposit HK$3.33M · loan HK$7.78M · min. income ≈ HK$83,222/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$416,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,625
−HK$2,861/mo
▼ 0.25% · 3.875%
HK$47,045
−HK$1,441/mo
Today · 4.125%
HK$48,486
baseline
▲ 0.50% · 4.625%
HK$51,437
+HK$2,951/mo
Deposit HK$1.11M · loan HK$10.00M · min. income ≈ HK$96,972/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$416,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,758
−HK$2,742/mo
▼ 0.25% · 3.875%
HK$52,119
−HK$1,381/mo
Today · 4.125%
HK$53,500
baseline
▲ 0.50% · 4.625%
HK$56,320
+HK$2,820/mo
Deposit HK$1.11M · loan HK$10.00M · min. income ≈ HK$107,000/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$416,852 · Scale 2, in force from 26 Feb 2026)