LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,350
−HK$1,589/mo
▼ 0.25% · 3.875%
HK$26,138
−HK$801/mo
Today · 4.125%
HK$26,939
baseline
▲ 0.50% · 4.625%
HK$28,578
+HK$1,639/mo
Deposit HK$5.56M · loan HK$5.56M · min. income ≈ HK$53,878/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$416,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,201
−HK$1,524/mo
▼ 0.25% · 3.875%
HK$28,957
−HK$768/mo
Today · 4.125%
HK$29,725
baseline
▲ 0.50% · 4.625%
HK$31,292
+HK$1,567/mo
Deposit HK$5.56M · loan HK$5.56M · min. income ≈ HK$59,450/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$416,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,419
−HK$1,908/mo
▼ 0.25% · 3.875%
HK$31,366
−HK$961/mo
Today · 4.125%
HK$32,327
baseline
▲ 0.50% · 4.625%
HK$34,294
+HK$1,967/mo
Deposit HK$4.45M · loan HK$6.67M · min. income ≈ HK$64,654/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$416,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,841
−HK$1,829/mo
▼ 0.25% · 3.875%
HK$34,749
−HK$921/mo
Today · 4.125%
HK$35,670
baseline
▲ 0.50% · 4.625%
HK$37,550
+HK$1,880/mo
Deposit HK$4.45M · loan HK$6.67M · min. income ≈ HK$71,340/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$416,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,489
−HK$2,226/mo
▼ 0.25% · 3.875%
HK$36,593
−HK$1,122/mo
Today · 4.125%
HK$37,715
baseline
▲ 0.50% · 4.625%
HK$40,010
+HK$2,295/mo
Deposit HK$3.34M · loan HK$7.78M · min. income ≈ HK$75,430/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$416,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,482
−HK$2,133/mo
▼ 0.25% · 3.875%
HK$40,540
−HK$1,075/mo
Today · 4.125%
HK$41,615
baseline
▲ 0.50% · 4.625%
HK$43,808
+HK$2,193/mo
Deposit HK$3.34M · loan HK$7.78M · min. income ≈ HK$83,230/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$416,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,629
−HK$2,862/mo
▼ 0.25% · 3.875%
HK$47,048
−HK$1,443/mo
Today · 4.125%
HK$48,491
baseline
▲ 0.50% · 4.625%
HK$51,441
+HK$2,950/mo
Deposit HK$1.11M · loan HK$10.01M · min. income ≈ HK$96,982/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$416,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,762
−HK$2,742/mo
▼ 0.25% · 3.875%
HK$52,123
−HK$1,381/mo
Today · 4.125%
HK$53,504
baseline
▲ 0.50% · 4.625%
HK$56,325
+HK$2,821/mo
Deposit HK$1.11M · loan HK$10.01M · min. income ≈ HK$107,008/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$416,887 · Scale 2, in force from 26 Feb 2026)