LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,357
−HK$1,590/mo
▼ 0.25% · 3.875%
HK$26,145
−HK$802/mo
Today · 4.125%
HK$26,947
baseline
▲ 0.50% · 4.625%
HK$28,586
+HK$1,639/mo
Deposit HK$5.56M · loan HK$5.56M · min. income ≈ HK$53,894/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$417,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,209
−HK$1,524/mo
▼ 0.25% · 3.875%
HK$28,966
−HK$767/mo
Today · 4.125%
HK$29,733
baseline
▲ 0.50% · 4.625%
HK$31,300
+HK$1,567/mo
Deposit HK$5.56M · loan HK$5.56M · min. income ≈ HK$59,466/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$417,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,428
−HK$1,908/mo
▼ 0.25% · 3.875%
HK$31,375
−HK$961/mo
Today · 4.125%
HK$32,336
baseline
▲ 0.50% · 4.625%
HK$34,304
+HK$1,968/mo
Deposit HK$4.45M · loan HK$6.67M · min. income ≈ HK$64,672/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$417,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,851
−HK$1,829/mo
▼ 0.25% · 3.875%
HK$34,759
−HK$921/mo
Today · 4.125%
HK$35,680
baseline
▲ 0.50% · 4.625%
HK$37,561
+HK$1,881/mo
Deposit HK$4.45M · loan HK$6.67M · min. income ≈ HK$71,360/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$417,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,499
−HK$2,227/mo
▼ 0.25% · 3.875%
HK$36,604
−HK$1,122/mo
Today · 4.125%
HK$37,726
baseline
▲ 0.50% · 4.625%
HK$40,021
+HK$2,295/mo
Deposit HK$3.34M · loan HK$7.78M · min. income ≈ HK$75,452/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$417,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,493
−HK$2,133/mo
▼ 0.25% · 3.875%
HK$40,552
−HK$1,074/mo
Today · 4.125%
HK$41,626
baseline
▲ 0.50% · 4.625%
HK$43,821
+HK$2,195/mo
Deposit HK$3.34M · loan HK$7.78M · min. income ≈ HK$83,252/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$417,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,642
−HK$2,862/mo
▼ 0.25% · 3.875%
HK$47,062
−HK$1,442/mo
Today · 4.125%
HK$48,504
baseline
▲ 0.50% · 4.625%
HK$51,456
+HK$2,952/mo
Deposit HK$1.11M · loan HK$10.01M · min. income ≈ HK$97,008/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$417,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,776
−HK$2,744/mo
▼ 0.25% · 3.875%
HK$52,138
−HK$1,382/mo
Today · 4.125%
HK$53,520
baseline
▲ 0.50% · 4.625%
HK$56,341
+HK$2,821/mo
Deposit HK$1.11M · loan HK$10.01M · min. income ≈ HK$107,040/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$417,005 · Scale 2, in force from 26 Feb 2026)