LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,357
−HK$1,591/mo
▼ 0.25% · 3.875%
HK$26,146
−HK$802/mo
Today · 4.125%
HK$26,948
baseline
▲ 0.50% · 4.625%
HK$28,587
+HK$1,639/mo
Deposit HK$5.56M · loan HK$5.56M · min. income ≈ HK$53,896/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$417,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,210
−HK$1,524/mo
▼ 0.25% · 3.875%
HK$28,967
−HK$767/mo
Today · 4.125%
HK$29,734
baseline
▲ 0.50% · 4.625%
HK$31,301
+HK$1,567/mo
Deposit HK$5.56M · loan HK$5.56M · min. income ≈ HK$59,468/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$417,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,429
−HK$1,908/mo
▼ 0.25% · 3.875%
HK$31,375
−HK$962/mo
Today · 4.125%
HK$32,337
baseline
▲ 0.50% · 4.625%
HK$34,305
+HK$1,968/mo
Deposit HK$4.45M · loan HK$6.67M · min. income ≈ HK$64,674/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$417,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,852
−HK$1,829/mo
▼ 0.25% · 3.875%
HK$34,760
−HK$921/mo
Today · 4.125%
HK$35,681
baseline
▲ 0.50% · 4.625%
HK$37,562
+HK$1,881/mo
Deposit HK$4.45M · loan HK$6.67M · min. income ≈ HK$71,362/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$417,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,500
−HK$2,227/mo
▼ 0.25% · 3.875%
HK$36,605
−HK$1,122/mo
Today · 4.125%
HK$37,727
baseline
▲ 0.50% · 4.625%
HK$40,022
+HK$2,295/mo
Deposit HK$3.34M · loan HK$7.78M · min. income ≈ HK$75,454/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$417,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,494
−HK$2,134/mo
▼ 0.25% · 3.875%
HK$40,553
−HK$1,075/mo
Today · 4.125%
HK$41,628
baseline
▲ 0.50% · 4.625%
HK$43,822
+HK$2,194/mo
Deposit HK$3.34M · loan HK$7.78M · min. income ≈ HK$83,256/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$417,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,643
−HK$2,863/mo
▼ 0.25% · 3.875%
HK$47,063
−HK$1,443/mo
Today · 4.125%
HK$48,506
baseline
▲ 0.50% · 4.625%
HK$51,457
+HK$2,951/mo
Deposit HK$1.11M · loan HK$10.01M · min. income ≈ HK$97,012/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$417,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,778
−HK$2,743/mo
▼ 0.25% · 3.875%
HK$52,140
−HK$1,381/mo
Today · 4.125%
HK$53,521
baseline
▲ 0.50% · 4.625%
HK$56,342
+HK$2,821/mo
Deposit HK$1.11M · loan HK$10.01M · min. income ≈ HK$107,042/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$417,017 · Scale 2, in force from 26 Feb 2026)