LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,359
−HK$1,591/mo
▼ 0.25% · 3.875%
HK$26,148
−HK$802/mo
Today · 4.125%
HK$26,950
baseline
▲ 0.50% · 4.625%
HK$28,589
+HK$1,639/mo
Deposit HK$5.56M · loan HK$5.56M · min. income ≈ HK$53,900/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$417,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,212
−HK$1,524/mo
▼ 0.25% · 3.875%
HK$28,969
−HK$767/mo
Today · 4.125%
HK$29,736
baseline
▲ 0.50% · 4.625%
HK$31,304
+HK$1,568/mo
Deposit HK$5.56M · loan HK$5.56M · min. income ≈ HK$59,472/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$417,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,431
−HK$1,908/mo
▼ 0.25% · 3.875%
HK$31,378
−HK$961/mo
Today · 4.125%
HK$32,339
baseline
▲ 0.50% · 4.625%
HK$34,307
+HK$1,968/mo
Deposit HK$4.45M · loan HK$6.67M · min. income ≈ HK$64,678/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$417,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,854
−HK$1,829/mo
▼ 0.25% · 3.875%
HK$34,762
−HK$921/mo
Today · 4.125%
HK$35,683
baseline
▲ 0.50% · 4.625%
HK$37,564
+HK$1,881/mo
Deposit HK$4.45M · loan HK$6.67M · min. income ≈ HK$71,366/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$417,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,503
−HK$2,226/mo
▼ 0.25% · 3.875%
HK$36,607
−HK$1,122/mo
Today · 4.125%
HK$37,729
baseline
▲ 0.50% · 4.625%
HK$40,025
+HK$2,296/mo
Deposit HK$3.34M · loan HK$7.78M · min. income ≈ HK$75,458/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$417,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,497
−HK$2,134/mo
▼ 0.25% · 3.875%
HK$40,556
−HK$1,075/mo
Today · 4.125%
HK$41,631
baseline
▲ 0.50% · 4.625%
HK$43,825
+HK$2,194/mo
Deposit HK$3.34M · loan HK$7.78M · min. income ≈ HK$83,262/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$417,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,647
−HK$2,862/mo
▼ 0.25% · 3.875%
HK$47,067
−HK$1,442/mo
Today · 4.125%
HK$48,509
baseline
▲ 0.50% · 4.625%
HK$51,461
+HK$2,952/mo
Deposit HK$1.11M · loan HK$10.01M · min. income ≈ HK$97,018/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$417,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,782
−HK$2,743/mo
▼ 0.25% · 3.875%
HK$52,143
−HK$1,382/mo
Today · 4.125%
HK$53,525
baseline
▲ 0.50% · 4.625%
HK$56,346
+HK$2,821/mo
Deposit HK$1.11M · loan HK$10.01M · min. income ≈ HK$107,050/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$417,047 · Scale 2, in force from 26 Feb 2026)