LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,377
−HK$1,591/mo
▼ 0.25% · 3.875%
HK$26,166
−HK$802/mo
Today · 4.125%
HK$26,968
baseline
▲ 0.50% · 4.625%
HK$28,609
+HK$1,641/mo
Deposit HK$5.56M · loan HK$5.56M · min. income ≈ HK$53,936/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$417,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,232
−HK$1,525/mo
▼ 0.25% · 3.875%
HK$28,989
−HK$768/mo
Today · 4.125%
HK$29,757
baseline
▲ 0.50% · 4.625%
HK$31,325
+HK$1,568/mo
Deposit HK$5.56M · loan HK$5.56M · min. income ≈ HK$59,514/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$417,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,452
−HK$1,910/mo
▼ 0.25% · 3.875%
HK$31,400
−HK$962/mo
Today · 4.125%
HK$32,362
baseline
▲ 0.50% · 4.625%
HK$34,331
+HK$1,969/mo
Deposit HK$4.45M · loan HK$6.68M · min. income ≈ HK$64,724/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$417,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,878
−HK$1,830/mo
▼ 0.25% · 3.875%
HK$34,786
−HK$922/mo
Today · 4.125%
HK$35,708
baseline
▲ 0.50% · 4.625%
HK$37,590
+HK$1,882/mo
Deposit HK$4.45M · loan HK$6.68M · min. income ≈ HK$71,416/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$417,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,528
−HK$2,228/mo
▼ 0.25% · 3.875%
HK$36,633
−HK$1,123/mo
Today · 4.125%
HK$37,756
baseline
▲ 0.50% · 4.625%
HK$40,053
+HK$2,297/mo
Deposit HK$3.34M · loan HK$7.79M · min. income ≈ HK$75,512/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$417,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,524
−HK$2,136/mo
▼ 0.25% · 3.875%
HK$40,584
−HK$1,076/mo
Today · 4.125%
HK$41,660
baseline
▲ 0.50% · 4.625%
HK$43,856
+HK$2,196/mo
Deposit HK$3.34M · loan HK$7.79M · min. income ≈ HK$83,320/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$417,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,678
−HK$2,865/mo
▼ 0.25% · 3.875%
HK$47,099
−HK$1,444/mo
Today · 4.125%
HK$48,543
baseline
▲ 0.50% · 4.625%
HK$51,497
+HK$2,954/mo
Deposit HK$1.11M · loan HK$10.02M · min. income ≈ HK$97,086/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$417,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,817
−HK$2,745/mo
▼ 0.25% · 3.875%
HK$52,180
−HK$1,382/mo
Today · 4.125%
HK$53,562
baseline
▲ 0.50% · 4.625%
HK$56,386
+HK$2,824/mo
Deposit HK$1.11M · loan HK$10.02M · min. income ≈ HK$107,124/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$417,337 · Scale 2, in force from 26 Feb 2026)