LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,387
−HK$1,592/mo
▼ 0.25% · 3.875%
HK$26,177
−HK$802/mo
Today · 4.125%
HK$26,979
baseline
▲ 0.50% · 4.625%
HK$28,621
+HK$1,642/mo
Deposit HK$5.57M · loan HK$5.57M · min. income ≈ HK$53,958/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$417,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,243
−HK$1,526/mo
▼ 0.25% · 3.875%
HK$29,000
−HK$769/mo
Today · 4.125%
HK$29,769
baseline
▲ 0.50% · 4.625%
HK$31,338
+HK$1,569/mo
Deposit HK$5.57M · loan HK$5.57M · min. income ≈ HK$59,538/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$417,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,464
−HK$1,911/mo
▼ 0.25% · 3.875%
HK$31,412
−HK$963/mo
Today · 4.125%
HK$32,375
baseline
▲ 0.50% · 4.625%
HK$34,345
+HK$1,970/mo
Deposit HK$4.45M · loan HK$6.68M · min. income ≈ HK$64,750/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$417,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,891
−HK$1,831/mo
▼ 0.25% · 3.875%
HK$34,800
−HK$922/mo
Today · 4.125%
HK$35,722
baseline
▲ 0.50% · 4.625%
HK$37,605
+HK$1,883/mo
Deposit HK$4.45M · loan HK$6.68M · min. income ≈ HK$71,444/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$417,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,542
−HK$2,229/mo
▼ 0.25% · 3.875%
HK$36,647
−HK$1,124/mo
Today · 4.125%
HK$37,771
baseline
▲ 0.50% · 4.625%
HK$40,069
+HK$2,298/mo
Deposit HK$3.34M · loan HK$7.79M · min. income ≈ HK$75,542/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$417,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,540
−HK$2,136/mo
▼ 0.25% · 3.875%
HK$40,600
−HK$1,076/mo
Today · 4.125%
HK$41,676
baseline
▲ 0.50% · 4.625%
HK$43,873
+HK$2,197/mo
Deposit HK$3.34M · loan HK$7.79M · min. income ≈ HK$83,352/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$417,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,697
−HK$2,865/mo
▼ 0.25% · 3.875%
HK$47,118
−HK$1,444/mo
Today · 4.125%
HK$48,562
baseline
▲ 0.50% · 4.625%
HK$51,517
+HK$2,955/mo
Deposit HK$1.11M · loan HK$10.02M · min. income ≈ HK$97,124/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$417,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,837
−HK$2,747/mo
▼ 0.25% · 3.875%
HK$52,200
−HK$1,384/mo
Today · 4.125%
HK$53,584
baseline
▲ 0.50% · 4.625%
HK$56,408
+HK$2,824/mo
Deposit HK$1.11M · loan HK$10.02M · min. income ≈ HK$107,168/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$417,503 · Scale 2, in force from 26 Feb 2026)